See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

12623 ASH HARBOR Drive, Jacksonville, FL, 32224

4beds
3baths
2,136sqft
$475,000
$222price/sqft
$3,505/moest. monthly cost
$140,200/yrincome needed

About This Home

Opportunities like this don't come along very often! Rarely available two story home in convenient location off of Kernan Blvd. is ready for its next lucky owners! The recently renovated kitchen with center island and separate breakfast bar that connects to the spacious family room is the centerpiece of this treasure. The downstairs layout also includes a separate dining space and second den / playroom or great space for a home office, as well as a laundry room and half bath. Entertain in style on your large covered patio with gorgeous lake views beyond the generous backyard. LVP flooring upstairs welcomes you to four bedrooms, including the expansive primary suite that features two walk-in closets, soaking tub and walk-in shower. Second full bath upstairs services three additional bedrooms, which all include generous closet space. Ashton Hills offers close proximity to JTB and I-295, UNF. St Johns Town Center, Mayo Clinic, Downtown Jacksonville and area beaches. See this one today!

Getting Around

7
WalkingCar-Dependent
31
TransitSome Transit
53
BikeBikeable

Schools

9/10
5/10
Kernan Middle SchoolGrades 6-82.1 mi
6/10

Construction

Condition

  • Year built: 1998

Materials

  • Roof: Shingle
  • Construction materials: Block,Frame,Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Electric Range,Electric Water Heater,Microwave,Refrigerator,Washer

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Breakfast Bar,Ceiling Fan(s),Entrance Foyer,His and Hers Closets,Kitchen Island,Pantry,Primary Bathroom - Shower No Tub,Vaulted Ceiling(s),Walk-In Closet(s)
  • Flooring: Laminate,Tile,Vinyl

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 2,136 sqft

Property

Details

  • Parcel number: 1674577260

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Patio
  • Has view: Yes
  • View description: Lake,Water
  • Has water view: Yes
  • Water view: Lake,Water
  • On waterfront: Yes
  • Waterfront features: Lake Front

Lot

  • Lot size: 6,969 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Heat Wave
Lightning
Tsunami

FEMA Declared Disasters in Duval County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,401$28,812
Home Insurance *$255$3,060
Property Taxes $635$7,620
Electricity $214$2,579
Total$3,505$42,060
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$120,171/yr
40% on housing$105,150/yr
45% on housing$93,466/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.1%
15.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.5%
2.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$222This listing

vs Other Active Listings

Avg $/sqft

ZIP 32224$293
Duval County$187

vs Homes Sold Last Month

Median $/sqft

ZIP 32224$279
Duval County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-07Listed for sale$499,900
2020-09-04Sold$309,000
2020-08-12Pending sale$319,000
2020-08-10Price change$319,000
2020-07-23Price change$324,000
2020-07-20Price change$329,000
2020-07-08Listed for sale$335,000
2005-06-02Sold$255,000
1998-08-19Sold$118,600

For Sale by Agent

AgentALLISON GINDER, BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY
BrokerageBERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY

Similar Homes