See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

195 S Gracie Ave, Frostproof, FL, 33843

1beds
1baths
696sqft
$134,500
$193price/sqft
$1,108/moest. monthly cost
$44,320/yrincome needed

About This Home

Price Reduced 134,500.00****** Step into this well-cared-for home where pride of ownership is evident the moment you arrive. Bright, inviting, and thoughtfully updated, this one-bedroom, one-bath residence is designed for both comfort and ease of living. Inside, you’ll find a welcoming dining area, an efficient kitchen with plenty of storage, and a spacious bathroom. The Florida room is fully finished, providing additional living space perfect for relaxing or entertaining. A large storage/work area includes a washer and dryer, while the covered carport offers shade and convenience. Located in a sought-after 55+ gated golf course community, this neighborhood delivers more than just a home — it offers a lifestyle. With golf carts welcome, you can cruise to the clubhouse, the pool, or even straight onto the course. Low POA fees cover internet, cable, weekly lawn care, and garbage pickup three times a week, making life here both affordable and stress-free. The amenities are second to none: an active clubhouse with year-round events and activities, a sparkling pool, pickleball, tennis, shuffleboard, cornhole, and a fully equipped fitness center. Indoors, enjoy the library, billiards room, laundry facilities, and more. During the fall and winter months, the calendar is full of community gatherings, while summer still offers plenty to enjoy. With underground utilities, paved streets, and a beautifully maintained setting, this property is perfect as a seasonal retreat or a year-round residence. Whether you’re an avid golfer, a social butterfly, or simply looking for a welcoming place to call home, this community delivers it all.

Getting Around

20
WalkingCar-Dependent
0
TransitVery Limited Transit
32
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1995

Materials

  • Foundation: Other
  • Roof: Membrane,Other
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: MobileManufactured
  • Property subType: Manufactured Home,Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Electric Water Heater,Microwave,Range,Refrigerator,Washer
  • Laundry features: Laundry Room

Bathroom1

  • Features: Linen Closet
  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: No Closet
  • Level: First

Features

  • Ceiling Fan(s),Eating Space In Kitchen,Living Room/Dining Room Combo
  • Flooring: Laminate

Florida Room

  • Features: No Closet
  • Level: First

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 696
  • Total interior livable area: 696 sqft

Kitchen

  • Features: No Closet
  • Level: First

Living Room

  • Features: No Closet
  • Level: First

Primary Bedroom

  • Features: Built-in Closet
  • Level: First

Utility Room

  • Features: No Closet
  • Level: First

Property

Details

  • Parcel number: 273201931502001100
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Lighting,Rain Gutters,Storage

Lot

  • Lot size: 3,006 sqft
  • Lot size dimensions: 40 x 75

Parking

  • Total spaces: 2
  • Parking features: Carport
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Hurricane
Lightning
Strong Wind
Wildfire

FEMA Declared Disasters in Polk County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $680$8,160
Home Insurance *$85$1,020
Property Taxes $146$1,752
Electricity $197$2,366
Total$1,108$13,296
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$37,988/yr
40% on housing$33,240/yr
45% on housing$29,546/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$193This listing

vs Other Active Listings

Avg $/sqft

ZIP 33843$107
Polk County$134

vs Homes Sold Last Month

Median $/sqft

ZIP 33843$169
Polk County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-29Price change$134,500
2025-11-28Price change$144,900
2025-11-03Price change$159,000
2025-11-02Price change$165,000
2025-08-18Listed for sale$169,000
2003-04-03Sold$44,500
1997-11-19Sold$48,000
1996-05-08Sold$41,000
1995-11-15Sold$41,000

For Sale by Agent

AgentRobin Coleman
BrokerageEXP REALTY LLC

Similar Homes