5418 COOPER LANE, Fort Meade, FL, 33841
About This Home
Enjoy peaceful lakeside living in this beautifully updated 3-bedroom, 2-bath home situated on 1.22 acres with a 24x30 detached garage along the shores of Lake Buffum in Fort Meade. Offering 1,741 square feet of thoughtfully designed living space as well as a private dock, this property combines modern updates with the tranquility of country, waterfront living. Step inside to an open floor plan filled with natural light from large windows that showcase the scenic surroundings. The spacious kitchen has been refreshed with new countertops, updated cabinetry, and a stylish backsplash, making it the perfect space for cooking and entertaining. The laundry room is conveniently close yet out of the way off the kitchen and includes the washer and dryer. The generously sized primary suite provides a relaxing retreat with a walk-in closet and an en-suite bathroom featuring a walk-in shower and a garden tub. Two additional bedrooms have been updated with new carpet and offer flexibility for family or guests. Outdoor living is just as impressive with an expansive 460-square-foot screened-in porch overlooking the lake—ideal for enjoying your morning coffee, hosting friends, or unwinding at the end of the day. The 1.22-acre property also features a 24x30 detached garage/workshop with plenty of space for storage, hobbies, or projects, as well as a smaller detached shed for additional storage. An outdoor fish cleaning station offers added convenience for anglers and could also serve as the perfect setup for an outdoor kitchen. For added peace of mind, the home is equipped with a Generac generator. With beautiful lakefront views, modern updates, and plenty of indoor and outdoor living space, this move-in-ready home offers the perfect blend of comfort, functionality, and peaceful Florida living. Don't miss the opportunity to make this lakeside retreat your own! USDA FINANCING AVAILABLE FOR ELIGIBLE BUYERS, WITH NO MONEY DOWN. CALL TODAY FOR MORE DETAILS.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1960
Materials
- Foundation: Crawlspace,Slab
- Roof: Metal
- Construction materials: Wood Frame
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Electric Water Heater,Range,Refrigerator,Washer
- Laundry features: Inside
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Features
- Ceiling Fan(s),Open Floorplan,Walk-In Closet(s)
- Flooring: Carpet,Luxury Vinyl,Tile
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total structure area: 2,225
- Total interior livable area: 1,741 sqft
Kitchen
- Features: Breakfast Bar,Other,Stone Counters
- Level: First
Living Room
- Features: Ceiling Fan(s),Other
- Level: First
Primary Bedroom
- Features: Ceiling Fan(s),En Suite Bathroom,Walk-In Closet(s)
- Level: First
Property
Details
- Parcel number: 263111000000012030
- Zoning: R-3
- Special condition: None
Features
- Levels: One
- Stories: 1
- Patio & porch: Covered,Porch,Rear Porch,Screened
- Exterior features: Other,Storage
- Has view: Yes
- View description: Water
- Water view: Water
- On waterfront: Yes
- Waterfront features: Lake Front,Skiing Allowed
- Waterbody name: LAKE BUFFUM
Lot
- Lot size: 1.22 Acres
- Lot size dimensions: Irregular
Parking
- Total spaces: 2
- Parking features: Other
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hurricane
- Lightning
- Strong Wind
- Drought
- Hail
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in Polk County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,275 | $27,300 |
| Home Insurance * | $261 | $3,132 |
| Property Taxes | $348 | $4,176 |
| Electricity | $197 | $2,366 |
| Total | $3,081 | $36,972 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-21 | Price change | $449,950 |
| 2026-07-09 | Listed for sale | $469,950 |
| 2026-04-08 | Sold | $235,000 |
| 2026-04-06 | Pending sale | $235,000 |
| 2026-04-06 | Price change | $235,000 |
| 2026-03-23 | Pending sale | $498,000 |
| 2026-02-07 | Listing removed | $498,000 |
| 2026-01-05 | Listed for sale | $498,000 |
| 2025-08-05 | Listing removed | $498,000 |
| 2025-03-10 | Price change | $498,000 |
| 2025-02-20 | Listed for sale | $525,000 |
| 2023-05-17 | Sold | $400,000 |
| 2023-04-09 | Pending sale | $399,900 |
| 2023-04-07 | Listed for sale | $399,900 |
| 1997-10-08 | Sold | $47,200 |
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