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3420 Avenue R NW, Winter Haven, FL, 33881

2beds
1baths
672sqft
$205,000
$305price/sqft
$1,618/moest. monthly cost
$64,720/yrincome needed

About This Home

Fully remodeled 2-bedroom, 1-bath home in the heart of Winter Haven. This move-in-ready property features a new roof, updated electrical and plumbing, and modern finishes throughout. Situated on a spacious lot with no HOA, it offers both comfort and flexibility. Conveniently located near major roads, shopping, dining, schools, and just minutes from downtown Winter Haven and LEGOLAND Florida Resort, making it an excellent option for homeowners or investors.

Getting Around

34
WalkingCar-Dependent
0
TransitVery Limited Transit
54
BikeBikeable

Schools

4/10
Westwood Middle SchoolGrades 6-80.7 mi
3/10
Auburndale Senior High SchoolGrades PK,9-122.3 mi

Construction

Condition

  • Year built: 1947

Materials

  • Foundation: Crawlspace
  • Roof: Shingle
  • Construction materials: Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Water Heater,Microwave,Range,Refrigerator
  • Laundry features: Inside

Bathroom1

  • Features: No Closet
  • Level: First

Bedroom2

  • Features: Built-in Closet
  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Ceiling Fan(s),Living Room/Dining Room Combo
  • Flooring: Laminate

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 998
  • Total interior livable area: 672 sqft

Kitchen

  • Features: No Closet
  • Level: First

Laundry

  • Features: No Closet
  • Level: First

Living Room

  • Features: No Closet
  • Level: First

Primary Bedroom

  • Features: Built-in Closet
  • Level: First

Property

Details

  • Parcel number: 252813343500001870
  • Zoning: R-3
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Private Mailbox

Lot

  • Lot size: 7,501 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Strong Wind
Hurricane
Lightning
Tornado

FEMA Declared Disasters in Polk County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,036$12,432
Home Insurance *$191$2,292
Property Taxes $194$2,328
Electricity $197$2,366
Total$1,618$19,416
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$55,474/yr
40% on housing$48,540/yr
45% on housing$43,146/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$305This listing

vs Other Active Listings

Avg $/sqft

ZIP 33881$88
Polk County$134

vs Homes Sold Last Month

Median $/sqft

ZIP 33881$165
Polk County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-22Listed for sale$215,000
2025-08-29Sold$40,100
2025-06-24Listed for sale$98,000
2025-06-17Pending sale$98,000
2025-02-26Listed for sale$98,000
2024-11-14Listing removed$114,900
2024-07-22Listed for sale$135,000
2024-07-13Pending sale$135,000
2024-07-08Listed for sale$135,000
2023-10-16Sold$135,000
2023-09-15Pending sale$140,000
2023-09-06Price change$140,000
2023-07-12Listed for sale$150,000

For Sale by Agent

AgentMaria Loayza Jimenez
BrokerageLPT REALTY, LLC

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