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6538 Coach Lite Ct, Loves Park, IL, 61111

4beds
3baths
2,950sqft
$324,999
$110price/sqft
$2,684/moest. monthly cost
$107,360/yrincome needed

About This Home

Welcome home to this spacious 4-bedroom, 3-bath home offering nearly 3,000 square feet of comfortable living space designed for everyday living and entertaining. The inviting living room features a corner brick fireplace, while the formal dining room is ideal for gatherings. The kitchen offers stainless steel appliances, a designated breakfast nook, and plenty of cupboard and counter space. A main-floor family room with a second fireplace creates another cozy gathering space. A full bathroom and first-floor laundry add convenience. Upstairs, you'll find four generously sized bedrooms, including a primary suite with a private bath, plus a loft overlooking the main level. Situated on a corner lot, the home features a fenced backyard with a patio, mature trees, a 3-car attached garage, and a driveway with entrances from two streets for added convenience.

Getting Around

4
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

4/10
3/10
Eisenhower Middle SchoolGrades 6-84.1 mi
3/10
Guilford High SchoolGrades 9-122.8 mi

Construction

Condition

  • Year built: 1975

Materials

  • Roof: Shingle
  • Construction materials: Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Dishwasher,Dryer,Microwave,Refrigerator,Stove/Cooktop,Washer,Gas Water Heater
  • Laundry features: Main Level

Bedroom2

  • Level: Upper
  • Area: 176.28

Bedroom3

  • Level: Upper
  • Area: 125.43

Bedroom4

  • Level: Upper
  • Area: 117.66

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Level: Main
  • Area: 255.31

Family Room

  • Level: Main
  • Area: 275.31

Features

  • Window features: Window Treatments
  • Number of fireplaces: 2
  • Fireplace features: Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,950

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,950
  • Total interior livable area: 2,950 sqft

Kitchen

  • Level: Main
  • Area: 136.53

Living Room

  • Level: Main
  • Area: 305.52

Master Bedroom

  • Level: Upper
  • Area: 329.26

Property

Details

  • Parcel number: 0834252010

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 0.40 Acres
  • Features: Subdivided

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Tornado
Hail
Inland Flooding
Ice Storm
Lightning
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,643$19,716
Home Insurance *$198$2,376
Property Taxes $617$7,404
Electricity $226$2,722
Total$2,684$32,208
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$92,022/yr
40% on housing$80,520/yr
45% on housing$71,573/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.0%
13.0%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$110This listing

vs Other Active Listings

Avg $/sqft

ZIP 61111$113
Winnebago County$120

vs Homes Sold Last Month

Median $/sqft

ZIP 61111$146
Winnebago County$121

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-28Price change$324,999
2026-07-17Price change$334,999
2026-07-06Listed for sale$340,000
2019-05-08Sold$165,000
2016-05-11Listing removed$159,900
2015-11-12Listed for sale$159,900
2015-10-01Listing removed$169,900
2015-04-26Price change$169,900
2015-03-31Listed for sale$175,000
2003-07-01Sold$161,500

For Sale by Agent

AgentToni Vander Heyden
BrokerageKeller Williams Realty Signature

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