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132 LAKE MARIAM WAY, Winter Haven, FL, 33884

4beds
2baths
2,207sqft
$300,000
$136price/sqft
$2,256/moest. monthly cost
$90,240/yrincome needed

About This Home

Exceptional value in the gated community of Lake Mariam Hills! This spacious 4 bedroom home presents a rare opportunity to purchase in one of Winter Haven's most desirable neighborhoods at a price that reflects the opportunity for updating. Offering a functional floor plan, generous room sizes, and solid construction, this property is ready for a new owner to add their personal style. Residents here enjoy beautiful surroundings, mature landscaping, and a peaceful residential setting. The home's location provides convenient access to Downtown Winter Haven, the famous Chain of Lakes, numerous parks, golf courses, walking trails, and outdoor recreation opportunities. Enjoy weekends boating, fishing, or exploring nearby attractions including LEGOLAND® Florida Resort and Lake Howard Nature Park. Everyday conveniences are just minutes away, including shopping, dining, healthcare facilities, and Winter Haven Hospital. The property is also conveniently located near public and private schools, making it an attractive option for a variety of buyers. Easy access to Cypress Gardens Boulevard, US-17, the Polk Parkway, and I-4 allows for convenient travel to Lakeland, Orlando, and Tampa. Don't miss the chance to make this property your own and enjoy all that this sought-after community has to offer.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

2/10
Elbert Elementary SchoolGrades PK-51.2 mi
3/10
Denison Middle SchoolGrades 6-82.0 mi
3/10

Construction

Condition

  • Year built: 1995

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block,Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range,Refrigerator
  • Laundry features: Inside,Laundry Room

Bedroom2

  • Features: Walk-In Closet(s)
  • Level: First
  • Area: 228.8
  • Dimensions: 16x14.3

Bedroom3

  • Features: Coat Closet
  • Level: First
  • Area: 160.48
  • Dimensions: 13.6x11.8

Bedroom4

  • Features: Coat Closet
  • Level: First
  • Area: 149.76
  • Dimensions: 12.8x11.7

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First
  • Area: 165.2
  • Dimensions: 14x11.8

Features

  • Ceiling Fan(s),Eating Space In Kitchen
  • Flooring: Carpet,Linoleum
  • Fireplace features: Electric,Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,069
  • Total interior livable area: 2,207 sqft

Kitchen

  • Level: First
  • Area: 132
  • Dimensions: 11x12

Living Room

  • Level: First
  • Area: 243.6
  • Dimensions: 11.6x21

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First
  • Area: 243.86
  • Dimensions: 17.8x13.7

Property

Details

  • Parcel number: 262835662931000240
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Private Mailbox

Lot

  • Lot size: 0.31 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Strong Wind
Hurricane
Lightning
Tornado

FEMA Declared Disasters in Polk County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,516$18,192
Home Insurance *$271$3,252
Property Taxes $247$2,964
Electricity $222$2,665
Total$2,256$27,072
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$77,348/yr
40% on housing$67,680/yr
45% on housing$60,160/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 6.0%
6.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$136This listing

vs Other Active Listings

Avg $/sqft

ZIP 33884$120
Polk County$134

vs Homes Sold Last Month

Median $/sqft

ZIP 33884$166
Polk County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-01Price change$300,000
2026-07-03Listed for sale$320,000
1994-12-01Sold$22,500

For Sale by Agent

AgentJourdan Hoover
BrokerageWATSON REALTY CORP

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