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5807 Forest Hills Rd, Rockford, IL, 61114

4beds
1baths
1,736sqft
$325,000
$187price/sqft
$2,627/moest. monthly cost
$105,080/yrincome needed

About This Home

1.7 Acres | 2 PINs | Zoned Residential + Commercial. Unlock the potential of this versatile property featuring two PINs with mixed zoning - one zoned Residential/Commercial and the other Residential Multi-Purpose. Whether you're looking to live, work, invest, or redevelop, this property provides unmatched flexibility and space to bring your vision to life. The existing 3-bedroom, 1-bath home has plenty of potential but needs updating - perfect for a fix-and-flip, rental, or owner-occupant willing to build equity. With 1.7 acres total, there's room for expansion, additional structures, or reimagining the site to fit your goals. Ideal for: Small business owners seeking a live/work setup, Investors exploring multi-unit or rental opportunities, Developers looking for land with flexible zoning, Small business owners seeking a live/work setup, Investors exploring multi-unit or rental opportunities, Developers looking for land with flexible zoning in a growing area, this property combines accessibility with long-term upside. Bring your ideas - properties like this don't come along often!

Getting Around

41
WalkingCar-Dependent
0
TransitVery Limited Transit
30
BikeSomewhat Bikeable

Schools

3/10
Eisenhower Middle SchoolGrades 6-81.3 mi
3/10
Guilford High SchoolGrades 9-122.0 mi

Construction

Condition

  • Year built: 1930

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Unfinished,Cellar,Partial

Bedroom2

  • Level: Main
  • Area: 110
  • Dimensions: 10X11

Bedroom3

  • Level: Second
  • Area: 208
  • Dimensions: 16X13

Bedroom4

  • Level: Second
  • Area: 156
  • Dimensions: 13X12

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 1
  • Full bathrooms: 1

Bonus Room

  • Level: Second
  • Area: 270
  • Dimensions: 10X27

Enclosed Porch

  • Level: Main
  • Area: 153
  • Dimensions: 17X9

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,736
  • Total interior livable area: 1,736 sqft

Kitchen

  • Level: Main
  • Area: 273
  • Dimensions: 21X13

Living Room

  • Level: Main
  • Area: 294
  • Dimensions: 14X21

Master Bedroom

  • Level: Main
  • Area: 150
  • Dimensions: 10X15

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 1207226002
  • Special condition: None

Features

  • Stories: 2

Lot

  • Lot size: 1.60 Acres
  • Lot size dimensions: 194x452.6x252.6x43x211.12

Parking

  • Total spaces: 2
  • Parking features: Yes,Detached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Strong Wind
Tornado
Hail
Inland Flooding
Ice Storm
Lightning
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,643$19,716
Home Insurance *$234$2,808
Property Taxes $617$7,404
Electricity $133$1,602
Total$2,627$31,524
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$90,068/yr
40% on housing$78,810/yr
45% on housing$70,053/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.0%
13.0%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$187This listing

vs Other Active Listings

Avg $/sqft

ZIP 61114$117
Winnebago County$119

vs Homes Sold Last Month

Median $/sqft

ZIP 61114$129
Winnebago County$121

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-08-25Listed for sale$325,000
2001-04-30Sold$97,500

For Sale by Agent

AgentLisa Jensen
BrokerageKeller Williams North Shore West

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