1011 Ratchford Rd, York, SC, 29745
About This Home
This is your dream country retreat! Custom-built, original owner, home offers ample living spaces, a large garage with room above, and large covered porches, perfect for enjoying the scenic ponds and acreage. The 38 acres of manicured land features a mix of fields and timber woods, ideal for hunting, fishing, and/or farming. Two ponds enhance the landscape, one with a dock for relaxing and fishing by the water. The property also includes a 1,200 sq. ft. insulated barn/shop with an additional 1,520 sq. ft. concrete patio, featuring a fire pit area and basketball hoop, perfect for entertaining inside and out. Conveniently located 5 min to historic downtown York, with restaurants, brewery's, shopping, and more. Highly rated York school district, and short commute to interstates and charlotte. This estate offers a blend of rural tranquility and modern convenience. Don’t miss your chance to own this exceptional property!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1999
Materials
- Foundation: Crawl Space
- Roof: Metal
- Construction materials: Brick Full
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Electric Cooktop,Microwave,Refrigerator with Ice Maker,Wall Oven
- Laundry features: Mud Room,Inside,Main Level
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bedrooms: 1
Bonus Room
- Level: Upper
Features
- Kitchen Island,Open Floorplan,Pantry,Storage,Walk-In Closet(s),Walk-In Pantry
- Door features: Insulated Door(s)
- Window features: Insulated Windows,Storm Window(s)
- Flooring: Carpet,Tile,Wood
- Fireplace features: Family Room
- Finished area below ground: 0
- Finished area above ground: 3,219
Heating & Cooling
- Heating features: Central,Forced Air,Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 3,219
- Total interior livable area: 3,219 sqft
Laundry
- Level: Main
Primary Bedroom
- Level: Main
Property
Details
- Parcel number: 3510000055
- Zoning: RD-I
- Special condition: Standard
- Exclusions: Light Fixture above Kitchen Island
- Horse amenities: Barn,Pasture,Riding Trail,Trailer Storage
Features
- Levels: Two
- Stories: 2
- Patio & porch: Covered,Front Porch,Patio,Rear Porch
- Exterior features: Fire Pit,In-Ground Irrigation,Storage
- Has view: Yes
- View description: Long Range,Water,Year Round
- Has water view: Yes
- Water view: Water
- On waterfront: Yes
- Waterfront features: Dock,Pond,Waterfront
- Waterbody name: POND
Lot
- Lot size: 38.04 Acres
- Features: Cleared,Orchard(s),Green Area,Pasture,Pond(s),Private,Rolling Slope,Wooded,Views
Parking
- Total spaces: 2
- Parking features: Driveway,Attached Garage,Garage Faces Side,Keypad Entry,RV Access/Parking,Garage on Main Level
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Ice Storm
- Tornado
- Lightning
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters in York County and South Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $8,848 | $106,176 |
| Home Insurance * | $726 | $8,712 |
| Property Taxes | $772 | $9,264 |
| Electricity | $309 | $3,714 |
| Total | $10,655 | $127,860 |
Income You'd Need if You Spent...
South Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-29 | Listed for sale | $1,750,000 |
| 2026-04-29 | Listing removed | $1,750,000 |
| 2026-03-18 | Listed for sale | $1,750,000 |
| 2025-10-09 | Listing removed | $1,790,000 |
| 2025-05-19 | Price change | $1,790,000 |
| 2025-03-14 | Price change | $1,850,000 |
| 2024-10-18 | Listed for sale | $1,900,000 |
| 2024-10-06 | Listing removed | -- |
| 2024-05-21 | Listed for sale | $1,899,000 |
| 1998-06-15 | Sold | $30,000 |
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