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2129 James Ct, Rock Hill, SC, 29732

4beds
3baths
2,804sqft
$665,000
$237price/sqft
$4,179/moest. monthly cost
$167,160/yrincome needed

About This Home

Step inside and discover a welcoming foyer that opens to a bright dining room and a comfortable living area on your right. Retreat to the inviting primary suite, featuring a luxurious separate shower, a spacious dual vanity, and a high dressing table, accented by wonderful lighting and mirrors. Two cheerful bedrooms and an updated hall bath are ready for your personal touch. The cozy family room boasts a gas-log fireplace and flows seamlessly into the kitchen area, complete with a computer table, charming white wood cabinets, a breakfast bar, stylish countertops, and modern appliances—perfect for gatherings. Enjoy the convenience of a walk-in pantry and half bath, enhanced by thoughtful remodeling. With a flexible 2nd living area, bedroom/bonus, or space for your unique needs, this home adapts to you. The HVAC system provides comfort for both the garage and the 2nd living area, creating an ideal spot for your projects, vehicles, or fun-filled game nights. Enjoy your over an acre of land with a stunning herringbone pattern brick paver in the rear yard. Great location for shopping, restaurants, schools, and many activities in the Rock Hill area.

Getting Around

10
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

7/10
5/10
5/10
South Pointe High SchoolGrades 9-125.8 mi

Construction

Condition

  • Year built: 1970

Materials

  • Foundation: Crawl Space,Slab
  • Construction materials: Brick Partial,Hardboard Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Cooktop,Electric Oven,Microwave,Refrigerator,Tankless Water Heater
  • Laundry features: Laundry Room,Main Level

Bedroom S

  • Features: Ceiling Fan(s)
  • Level: Main
  • Area: 147.8589
  • Dimensions: 11' 8" X 12' 8"

Bedroom S

  • Features: Ceiling Fan(s)
  • Level: Main
  • Area: 152.125
  • Dimensions: 12' 6" X 12' 2"

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bedrooms: 3

Family Room

  • Features: Open Floorplan
  • Level: Main
  • Area: 213.125
  • Dimensions: 13' 9" X 15' 6"

Features

  • Pantry,Walk-In Closet(s),Walk-In Pantry,Total Primary Heated Living Area: 2159
  • Window features: Insulated Windows
  • Flooring: Tile,Wood
  • Fireplace features: Family Room,Gas Log
  • Attic: Pull Down Stairs
  • Finished area below ground: 0
  • Finished area above ground: 2,159

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air,Electric

Interior Area

  • Total structure area: 2,159
  • Total interior livable area: 2,804 sqft

Kitchen

  • Features: Breakfast Bar,Computer Niche,Walk-In Pantry
  • Level: Main
  • Area: 240.4864
  • Dimensions: 17' 11" X 13' 5"

Living Room

  • Features: Open Floorplan
  • Level: Main
  • Area: 332.4936
  • Dimensions: 25' 5" X 13' 1"

Other

  • Features: Ceiling Fan(s),Walk-In Closet(s)
  • Level: 2nd Living Quarters
  • Area: 559.335
  • Dimensions: 22' 10" X 24' 6"

Primary Bedroom

  • Features: Ceiling Fan(s),Walk-In Closet(s)
  • Level: Main
  • Area: 236.375
  • Dimensions: 15' 3" X 15' 6"

Property

Details

  • Parcel number: 5941202083
  • Zoning: RC-I
  • Special condition: Standard
  • Horse amenities: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio
  • Waterfront features: None

Lot

  • Lot size: 1.14 Acres
  • Features: Wooded
  • Lot size dimensions: 215 x 88 x 88 x 146 x 116 x 255

Parking

  • Total spaces: 6
  • Parking features: Driveway,Attached Garage,Garage on Main Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Ice Storm
    Ice StormVery High
  • Tornado
    TornadoVery High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Ice Storm
Tornado
Lightning
Strong Wind
Cold Wave
Earthquake
Inland Flooding
Winter Weather

FEMA Declared Disasters in York County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,362$40,344
Home Insurance *$255$3,060
Property Taxes $293$3,516
Electricity $269$3,235
Total$4,179$50,148
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$143,280/yr
40% on housing$125,370/yr
45% on housing$111,440/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.2%
7.2%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 5.4%
5.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$237This listing

vs Other Active Listings

Avg $/sqft

ZIP 29732$165
York County$181

vs Homes Sold Last Month

Median $/sqft

ZIP 29732$197
York County$206

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-13Price change$665,000
2026-04-22Price change$685,000
2026-04-17Listed for sale$690,000
2026-04-16Pending sale$690,000
2026-03-30Listed for sale$690,000
2026-03-06Listing removed$715,000
2025-05-20Price change$715,000
2024-11-25Listed for sale$725,000
2023-09-25Sold$450,000
2023-09-01Listed for sale$400,000
2015-08-04Sold$235,000
2008-02-01Sold$265,000

For Sale by Agent

AgentJudy Osborne
BrokerageOsborne Realty, Inc.

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