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4076 Elks Park Rd, Rock Hill, SC, 29732

2beds
2baths
1,293sqft
$429,000
$332price/sqft
$2,727/moest. monthly cost
$109,080/yrincome needed

About This Home

Enjoy beautiful, year-round views of Lake Wylie without the restrictions of an HOA! Nestled on a spacious 1-acre lot, this property offers privacy, potential, and an impressive list of recent updates. Major improvements include a new roof, gutters with gutter guards, whole-house plumbing, and a new septic system—all completed in 2025—as well as a new HVAC system in 2024 and new garage doors in 2023. A gravel driveway leads to the oversized two-car garage, providing plenty of space for parking, storage, or a workshop. Inside, you’ll find a bright, open living area featuring rare wide-plank red cherry hardwood flooring and French doors that open to an elevated deck overlooking Lake Wylie, an ideal spot to relax and enjoy the view in every season. The kitchen offers solid wood cabinetry, tile counter tops, an oversized sink, and ample storage. The main-level bedroom features generous closet space and beautiful tongue-and-groove oak flooring. Upstairs, the spacious loft-style bedroom includes a half bath and a nook that could easily be converted into a closet. (Per MLS guidelines, this room meets the criteria for a bedroom except for the absence of a closet.) The refrigerator, washer, and dryer will convey with the home. Conveniently located near Lake Wylie access, parks, dining, shopping, schools, and I-77, this home combines peaceful lakeside living with everyday convenience.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

5/10
6/10
4/10
Rock Hill High SchoolGrades 9-128.2 mi

Construction

Condition

  • Year built: 2000

Materials

  • Foundation: None
  • Construction materials: Vinyl

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Exhaust Fan,Microwave,Oven,Refrigerator,Self Cleaning Oven,Washer/Dryer
  • Laundry features: Utility Room,Main Level

Bathroom Full

  • Level: Main

Bathroom Half

  • Level: Upper

Bedroom S

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bedrooms: 1

Features

  • Open Floorplan,Storage,Walk-In Closet(s)
  • Door features: Insulated Door(s),Screen Door(s),Sliding Doors,Storm Door(s)
  • Flooring: Wood
  • Finished area below ground: 0
  • Finished area above ground: 1,293

Heating & Cooling

  • Heating features: Forced Air,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,293
  • Total interior livable area: 1,293 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Loft

  • Level: Upper

Primary Bedroom

  • Level: Upper

Property

Accessibility

  • Accessibility features: Two or More Access Exits

Details

  • Parcel number: 6390000112
  • Zoning: RC-I
  • Special condition: Standard
  • Exclusions: water filtration system

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Deck
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • Waterfront features: Boat Ramp – Community

Lot

  • Lot size: 1 Acres
  • Features: Private,Views,Wooded

Parking

  • Total spaces: 2
  • Parking features: Driveway,Attached Garage,Parking Space(s)
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Tornado
    TornadoRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Ice Storm
Tornado
Lightning
Strong Wind

FEMA Declared Disasters in York County and South Carolina

Flood
Hurricane
Mud Landslide
Severe Storm
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,169$26,028
Home Insurance *$165$1,980
Property Taxes $189$2,268
Electricity $204$2,449
Total$2,727$32,724
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$93,497/yr
40% on housing$81,810/yr
45% on housing$72,720/yr

South Carolina FAIR Plan Programs

South Carolina Wind and Hail Underwriting Association

Covered
HailHail
WindWind
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.2%
7.2%
0%30.0%
Electricity Growth Rate10-year average: 3.6%
3.6%
0%15.0%
Property Taxes Growth Rate2-year average: 5.4%
5.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$332This listing

vs Other Active Listings

Avg $/sqft

ZIP 29732$165
York County$181

vs Homes Sold Last Month

Median $/sqft

ZIP 29732$197
York County$206

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-13Listed for sale$429,000
2024-09-04Sold$360,000
2024-07-18Listed for sale$360,000
2019-08-14Listing removed$1,395
2019-07-15Listed for rent$1,395
2018-05-22Listing removed$1,395
2018-05-16Listed for rent$1,395
2017-10-12Listing removed$1,395
2017-10-04Listed for rent$1,395
2000-07-25Sold$10,000

For Sale by Agent

AgentErin LoPinto
BrokerageKeller Williams South Park

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