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4621 High Point Dr #6, Rockford, IL, 61114

3beds
2baths
2,343sqft
$214,900
$92price/sqft
$1,829/moest. monthly cost
$73,160/yrincome needed

About This Home

This end-unit condo offers plenty of natural light and over 2,300 square feet of living space! New LVP flooring runs throughout much of the main level, along with fresh paint. The kitchen features a double oven, a six-burner cooktop, a breakfast bar, and an open layout overlooking the living room. The home also features a formal dining room and a generously sized family room. There is a bedroom on the main level that could be used as the master. The upper level offers oversized bedrooms, including a massive primary bedroom with a three-panel sliding glass door leading to a balcony, two walk-in closets, and private access to a full bathroom. The home also includes many newer vinyl windows, two private lower-level patios, and is centrally located with a private driveway. The oversized 1.5-car garage is heated and provides direct access to the condo. The massive unfinished basement includes a laundry area and offers plenty of opportunity for future expansion.

Getting Around

43
WalkingCar-Dependent
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

4/10
3/10
Eisenhower Middle SchoolGrades 6-81.5 mi
3/10
Guilford High SchoolGrades 9-121.3 mi

Construction

Condition

  • Year built: 1974

Materials

  • Roof: Shingle
  • Construction materials: Siding

Type & Style

  • Home type: Townhouse
  • Property subType: Condominium,Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Refrigerator,Stove/Cooktop,Wall Oven,Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Full,Sump Pump

Bedroom2

  • Level: Main
  • Area: 248

Bedroom3

  • Level: Upper
  • Area: 215.16

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bedrooms: 1

Dining Room

  • Level: Main
  • Area: 75.68

Family Room

  • Level: Main
  • Area: 276

Features

  • Solid Surface Counters
  • Fireplace features: Gas
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 2,343

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,343
  • Total interior livable area: 2,343 sqft

Kitchen

  • Level: Main
  • Area: 173.6

Living Room

  • Level: Main
  • Area: 245.52

Master Bedroom

  • Level: Upper
  • Area: 238

Property

Details

  • Parcel number: 1208202006

Lot

  • Features: City/Town

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Strong Wind
Tornado
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,086$13,032
Home Insurance *$155$1,860
Property Taxes $408$4,896
Electricity $180$2,162
Total$1,829$21,948
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$62,708/yr
40% on housing$54,870/yr
45% on housing$48,773/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.0%
13.0%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$92This listing

vs Other Active Listings

Avg $/sqft

ZIP 61114$123
Winnebago County$120

vs Homes Sold Last Month

Median $/sqft

ZIP 61114$129
Winnebago County$121

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-11Price change$225,000
2026-04-22Price change$235,900
2026-04-10Price change$249,900
2026-02-27Listed for sale$259,900
2005-05-25Sold$115,500
1997-09-30Sold$88,000

For Sale by Agent

AgentMark Payne
BrokerageDickerson & Nieman

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