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1190 Carmona Dr, Florissant, MO, 63033

3beds
1baths
960sqft
$124,900
$130price/sqft
$1,029/moest. monthly cost
$41,160/yrincome needed

About This Home

Property to be sold AS-IS. Seller to do no repairs or inspections including governmental inspections. Here is your chance to own a darling fixer upper in the heart of Florissant. This 3 bed 1 bath beauty is waiting for it's new owner. There is a newer furnace and ac unit along with pvc plumbing some of big ticket items are already taken care of. The windows are older and electrical panel needs to be updated. Not sure what the age of the roof is but nothing is leaking and appears to be in good working order. There are beautiful hardwood floors throughout. It even comes with free pink tile in the bathroom! This would make a great fix and flip or cash flowing investment property for the savvy investor. Schedule a showing today as this one probably won't last long. Refer to ShowingTime for showing instructions.

Getting Around

30
WalkingCar-Dependent
33
TransitSome Transit
26
BikeSomewhat Bikeable

Schools

4/10
4/10
Cross Keys Middle SchoolGrades 7-82.2 mi
2/10
Mccluer North High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 1957

Materials

  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Partially Finished

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 3

Features

  • Finished area above ground: 960

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 960
  • Total interior livable area: 960 sqft

Property

Details

  • Parcel number: 09H230413
  • Special condition: Listing As Is

Features

  • Levels: One

Lot

  • Lot size: 9,583 sqft
  • Features: Back Yard

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Hail
    HailRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Heat Wave
Cold Wave
Earthquake
Hail
Lightning
Winter Weather
Inland Flooding
Ice Storm
Tornado

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $631$7,572
Home Insurance *$139$1,668
Property Taxes $118$1,416
Electricity $141$1,693
Total$1,029$12,348
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$35,280/yr
40% on housing$30,870/yr
45% on housing$27,440/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$130This listing

vs Other Active Listings

Avg $/sqft

ZIP 63033$123
St. Louis County$161

vs Homes Sold Last Month

Median $/sqft

ZIP 63033$119
St. Louis County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-04Price change$129,900
2026-04-23Price change$134,900
2026-04-11Listed for sale$139,900

For Sale by Agent

AgentMatt A Midden
BrokerageKeller Williams Realty St. Louis

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