See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

614 Whispering Willows Ct, Ballwin, MO, 63021

4beds
4baths
2,907sqft
$585,000
$201price/sqft
$4,093/moest. monthly cost
$163,720/yrincome needed

About This Home

This one Checks all the boxes: ~ Rockwood School District, ~ Marquette High School... and in a very desirable Ballwin subdivision! ~ Location, location... in this Well maintained 2 story home, ~ w/ 4 bedrooms (primary en suite) and 3.5 baths, ~ 2 car attached garage is located on a Cul de sac is ready for home owner #2. ~ 3 levels of finished living and ample storage in the basement! ~ Covered front porch to sit and take in the beautifully landscaped yard (front and back sprinkler system). ~ 9ft main floor ceilings, zoned HVAC and open concept! ~ Convenient Main floor laundry too. ~ Roof 3 years old, HVAC systems newer ~ This seller likes red, but maybe it's not your 1st choice....offering a $2,500 credit to the buyer for painting. *******************Entryway is flanked by the versatile sitting room (which could easily serve as home office) and across the hall is a separate dining room for gathering with family and friends. Relax in the large family room w/ brick surround wood burning fireplace & views of green space in the back yard beyond the expansive stamped patio. The center kitchen island offers the perfect spot for gatherings and is the heart of the home, w/ an abundance of functional cabinet & quartz counter space, pantry, and S/S appliances. Breakfast room w/ easy access to the large patio. Open staircase leads up to the spacious primary en suite w/ walk-in closet and an updated bathroom features: dual sinks, w/ tub, separate shower and linen closet. 3 additional bedrooms & hall bath w/ dual sinks complete 2nd floor. Lower level Recreation boasts a bar area w/ mini fridge and yet, another full bathroom for guests. Ample storage for all those extras in the unfinished side of the basement. Close to schools, restaurants, shopping & services and just 5 minutes to Castlewood State Park! Come see all this lovely home has to offer.

Getting Around

2
WalkingCar-Dependent
0
TransitNo Nearby Transit
7
BikeSomewhat Bikeable

Schools

7/10
7/10
Selvidge Middle SchoolGrades 6-81.2 mi
8/10
Marquette Sr. High SchoolGrades 9-123.9 mi

Construction

Condition

  • Year built: 1998

Materials

  • Foundation: Concrete Perimeter
  • Roof: Architectural Shingle
  • Construction materials: Brick Veneer,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Stainless Steel Appliance(s),Dishwasher,Disposal,Microwave,Electric Range,Refrigerator,Gas Water Heater,Bar Fridge
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Concrete,Partially Finished,Full,Storage Space,Sump Pump

Bathroom

  • Features: Floor Covering: Ceramic Tile
  • Level: Main
  • Area: 25
  • Dimensions: 5x5

Bathroom3

  • Features: Floor Covering: Ceramic Tile
  • Level: Upper
  • Area: 55
  • Dimensions: 11x5

Bathroom4

  • Features: Floor Covering: Ceramic Tile
  • Level: Lower
  • Area: 35
  • Dimensions: 7x5

Bedroom2

  • Features: Floor Covering: Carpeting
  • Level: Upper
  • Area: 156
  • Dimensions: 13x12

Bedroom3

  • Features: Floor Covering: Wood
  • Level: Upper
  • Area: 168
  • Dimensions: 14x12

Bedroom4

  • Features: Floor Covering: Wood
  • Level: Upper
  • Area: 143
  • Dimensions: 13x11

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Breakfast Room

  • Features: Floor Covering: Ceramic Tile
  • Level: Main
  • Area: 120
  • Dimensions: 15x8

Dining Room

  • Features: Floor Covering: Wood
  • Level: Main
  • Area: 168
  • Dimensions: 14x12

Family Room

  • Features: Floor Covering: Wood
  • Level: Main
  • Area: 380
  • Dimensions: 20x19

Features

  • Ceiling Fan(s),Eat-in Kitchen,Entrance Foyer,High Speed Internet,Kitchen Island,Open Floorplan,Pantry,Separate Dining,Separate Shower,Soaking Tub,Stone Counters,Storage
  • Flooring: Carpet,Ceramic Tile,Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Family Room,Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 434
  • Finished area above ground: 2,473

Heating & Cooling

  • Heating features: Forced Air,Natural Gas,Zoned
  • Cooling features: Ceiling Fan(s),Central Air,Electric,Zoned

Interior Area

  • Total structure area: 2,907
  • Total interior livable area: 2,907 sqft

Kitchen

  • Features: Floor Covering: Ceramic Tile
  • Level: Main
  • Area: 168
  • Dimensions: 14x12

Laundry

  • Features: Floor Covering: Ceramic Tile
  • Level: Main
  • Area: 60
  • Dimensions: 10x6

Living Room

  • Features: Floor Covering: Carpeting
  • Level: Main
  • Area: 154
  • Dimensions: 14x11

Primary Bathroom

  • Features: Floor Covering: Luxury Vinyl Plank
  • Level: Upper
  • Area: 126
  • Dimensions: 14x9

Primary Bedroom

  • Features: Floor Covering: Carpeting
  • Level: Upper
  • Area: 210
  • Dimensions: 15x14

Recreation Room

  • Features: Floor Covering: Carpeting
  • Level: Lower
  • Area: 399
  • Dimensions: 21x19

Storage

  • Features: Floor Covering: Concrete
  • Level: Lower
  • Area: 390
  • Dimensions: 26x15

Storage

  • Features: Floor Covering: Concrete
  • Level: Lower
  • Area: 234
  • Dimensions: 26x9

Property

Details

  • Parcel number: 24S211486
  • Special condition: Standard

Features

  • Levels: Two
  • Patio & porch: Covered,Front Porch,Patio
  • Fencing: None

Lot

  • Lot size: 8,712 sqft
  • Features: Cul-De-Sac,Few Trees,Level,Sprinklers In Front,Sprinklers In Rear
  • Lot size dimensions: 72/58 x 131/145

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Garage Door Opener,Off Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Hail
    HailRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Hail
Cold Wave
Inland Flooding
Ice Storm
Lightning
Tornado
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,958$35,496
Home Insurance *$359$4,308
Property Taxes $555$6,660
Electricity $221$2,663
Total$4,093$49,116
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$140,331/yr
40% on housing$122,790/yr
45% on housing$109,146/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$201This listing

vs Other Active Listings

Avg $/sqft

ZIP 63021$189
St. Louis County$161

vs Homes Sold Last Month

Median $/sqft

ZIP 63021$185
St. Louis County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Price change$585,000
2026-07-15Price change$599,900
2026-06-25Price change$615,000
2026-06-11Listed for sale$625,000
1998-11-24Sold--

For Sale by Agent

AgentKelli Uxa
BrokerageKeller Williams Realty St. Louis

Similar Homes