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16808 River Rd N, Cordova, IL, 61242

5beds
4baths
2,962sqft
$750,000
$253price/sqft
$6,117/moest. monthly cost
$244,680/yrincome needed

About This Home

Luxury. Privacy. Unforgettable views. Here is where luxury meets the timeless beauty of the Mississippi River. Welcome to an extraordinary riverfront property where breathtaking views, refined comfort, and peaceful living come together in perfect harmony. Nestled on 0.89 acres, this remarkable 5-bedroom (5th located in basement), 3.5-bath residence offers a rare opportunity to own an upscale retreat-all while being priced below assessed value and requiring no flood insurance. From the moment you enter, windows frame spectacular panoramic views of the mighty Mississippi, creating a stunning backdrop that follows you throughout the home. This home has been thoughtfully designed to embrace the beauty of the river while offering warmth, elegance, and everyday comfort. The main-level primary suite is a private sanctuary, allowing you to wake each morning to the gentle sunrise reflecting across the water. It's the kind of view that invites you to linger just a little longer, savoring the quiet moments before the day begins. A conveniently located main-floor laundry room adds effortless functionality. The heart of the home is a chef-inspired kitchen, thoughtfully appointed with double ovens, a Sub-Zero refrigerator, wine refrigerator, dishwasher and ample space for gathering. Whether you're preparing an intimate dinner while overlooking the river or enjoying a glass of wine beside the inviting fireplace, every moment feels elevated. Step outside on the deck or follow the private pathway leading to the river's edge, where nature becomes an extension of your backyard. Watch eagles soar overhead, enjoy peaceful mornings sipping on your favorite drink, or unwind as vibrant sunsets paint the sky over the Mississippi. This is more than a home-it's a lifestyle defined by tranquility and natural beauty. Designed with efficiency and comfort in mind, the home also features a dual geothermal heating and cooling system and central vacuum system, offering modern conveniences that complement its timeless appeal. Despite its secluded, resort-like setting, this exceptional property is located just 20-30 minutes from the Quad Cities. A setting that simply cannot be replicated. Schedule your private tour today and experience the unmatched elegance and serenity of this one-of-a-kind Mississippi River property.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

7/10
8/10
Riverdale Middle SchoolGrades 6-85.3 mi
8/10
Riverdale Sr High SchoolGrades 9-125.7 mi

Construction

Condition

  • Year built: 2004

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Brick,Other

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Double Oven,Microwave,Dishwasher,Refrigerator,Washer,Dryer,Wine Refrigerator,Cooktop,Water Softener Owned
  • Laundry features: Main Level,Sink

Basement

  • Has basement: Yes
  • Basement: Partially Finished,Full

Bedroom2

  • Features: Flooring (Carpet)
  • Level: Second
  • Area: 260
  • Dimensions: 13X20

Bedroom3

  • Features: Flooring (Carpet)
  • Level: Second
  • Area: 187
  • Dimensions: 11X17

Bedroom4

  • Features: Flooring (Carpet)
  • Level: Second
  • Area: 132
  • Dimensions: 11X12

Bedroom5

  • Features: Flooring (Carpet)
  • Level: Basement
  • Area: 224
  • Dimensions: 14X16

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 182
  • Dimensions: 13X14

Eating Area

  • Features: Flooring (Tile)
  • Level: Main
  • Area: 112
  • Dimensions: 8X14

Family Room

  • Features: Flooring (Tile)
  • Level: Main
  • Area: 330
  • Dimensions: 15X22

Features

  • Vaulted Ceiling(s),Built-in Features,Walk-In Closet(s),Separate Dining Room
  • Window features: Skylight(s)
  • Number of fireplaces: 2
  • Fireplace features: Gas Log,Family Room,Great Room
  • Fireplace: Yes
  • Finished area below ground: 225

Foyer

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 64
  • Dimensions: 8X8

Heating & Cooling

  • Heating features: Geothermal
  • Cooling features: Geothermal

Interior Area

  • Total structure area: 5,137
  • Total interior livable area: 2,962 sqft

Kitchen

  • Features: Kitchen (Eating Area-Breakfast Bar,Eating Area-Table Space),Flooring (Tile)
  • Level: Main
  • Area: 196
  • Dimensions: 14X14

Laundry

  • Features: Flooring (Tile)
  • Level: Main
  • Area: 56
  • Dimensions: 7X8

Living Room

  • Features: Flooring (Carpet)
  • Level: Main
  • Area: 361
  • Dimensions: 19X19

Master Bedroom

  • Features: Flooring (Carpet),Bathroom (Full)
  • Level: Main
  • Area: 266
  • Dimensions: 14X19

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 0330401006
  • Special condition: None

Features

  • Stories: 1
  • Patio & porch: Deck
  • Has view: Yes
  • View description: Water,Back of Property
  • Has water view: Yes
  • Water view: Water,Back of Property
  • On waterfront: Yes
  • Waterfront features: River Front
  • Waterbody name: MISSISSIPPI

Lot

  • Lot size: 0.89 Acres
  • Features: Level,Sloped

Parking

  • Total spaces: 3
  • Parking features: Concrete,Garage Door Opener,Yes,Garage Owned,Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate

How This Home’s Risks Compare

Cold Wave
Drought

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,792$45,504
Home Insurance *$767$9,204
Property Taxes $1,331$15,972
Electricity $227$2,733
Total$6,117$73,404
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$209,725/yr
40% on housing$183,510/yr
45% on housing$163,120/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$253This listing

vs Other Active Listings

Avg $/sqft

ZIP 61242$166
Rock Island County$106

vs Homes Sold Last Month

Median $/sqft

ZIP 61242$142
Rock Island County$108

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-25Listed for sale$750,000
2026-01-20Listing removed$799,900
2025-12-04Price change$799,900
2025-10-20Listed for sale$899,900
2025-10-18Listing removed--
2025-09-09Price change$717,000
2025-07-25Price change$880,000
2025-04-21Listed for sale$980,000
2025-04-03Listing removed--
2024-10-04Price change$980,000
2024-08-25Listed for sale$1,095,000
2023-01-01Listing removed--
2022-10-24Price change$694,300
2022-08-18Price change$683,100
2022-08-03Price change$691,000
2022-06-07Price change$683,100
2022-05-19Price change$673,800
2022-01-24Listed for sale$638,000
2018-10-18Sold$575,000
2018-08-22Pending sale$610,000
2018-06-18Price change$610,000
2018-05-21Listed for sale$629,000
2003-06-01Sold$105,000

For Sale by Agent

AgentBonnie Turner
BrokerageHomeSmart Residential and Commercial Realty

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