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1015 3rd Ave N, Cordova, IL, 61242

3beds
3baths
4,000sqft
$825,000
$206price/sqft
$6,785/moest. monthly cost
$271,400/yrincome needed

About This Home

Custom-built 3 Bedroom River Home for sale in Cordova, IL! Situated on a double lot with 2 acres of mature oak, walnut & hackberry trees and 125 feet of river frontage, this property features its own shoreline with dock access. The home sits well above the record flood line of 1965, meaning no flood insurance is required. You can enjoy boat rides and sunsets all season long on Pool 14, which offers access to Princeton Beach, navigable backwaters, and multiple boat-in dining and entertainment options. Inside, the home features red oak hardwood floors and an abundance of natural light from display windows with top and bottom crown molding. The open-concept main floor provides excellent flow and includes a primary bedroom,custom-made beechwood cabinetry enclosed & exposed composite decks. The downstairs is designed for entertaining and could easily serve as separate living quarters, featuring a walkout to the river, a family room, a hot tub, and two large bedrooms. Key upgrades include a brand new Amana air conditioner & furnace with a lifetime warranty, a top-of-the-line irrigation system, and Andersen 400 series windows. The property also includes a 40x30 Morton Building and is wired with fiber internet. For anyone looking to settle high and dry on the banks of the Mississippi River, this property is a must-see. Extra Lot is negotiable.

Getting Around

15
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

7/10
8/10
Riverdale Middle SchoolGrades 6-84.9 mi
8/10
Riverdale Sr High SchoolGrades 9-125.3 mi

Construction

Condition

  • Year built: 2006

Materials

  • Foundation: Concrete Perimeter
  • Roof: Asphalt
  • Construction materials: Vinyl Siding,Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Microwave,Dishwasher,High End Refrigerator,Washer,Dryer,Stainless Steel Appliance(s)

Basement

  • Has basement: Yes
  • Basement: Finished,Egress Window,Rec/Family Area,Sleeping Area,Full

Bedroom2

  • Features: Flooring (Carpet),Window Treatments (Display Window(s))
  • Level: Main
  • Area: 182
  • Dimensions: 13X14

Bedroom3

  • Features: Flooring (Carpet),Window Treatments (Display Window(s))
  • Level: Main
  • Area: 182
  • Dimensions: 13X14

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Features: Flooring (Hardwood),Window Treatments (Display Window(s))
  • Level: Main
  • Area: 168
  • Dimensions: 14X12

Enclosed Porch

  • Features: Flooring (Other),Window Treatments (Insulated Windows)
  • Level: Main
  • Area: 192
  • Dimensions: 12X16

Family Room

  • Features: Flooring (Carpet),Window Treatments (Display Window(s))
  • Level: Basement
  • Area: 322
  • Dimensions: 23X14

Features

  • Number of fireplaces: 2
  • Fireplace: Yes
  • Finished area below ground: 1,300

Heating & Cooling

  • Heating features: Natural Gas,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,000
  • Total interior livable area: 4,000 sqft

Kitchen

  • Features: Kitchen (Eating Area-Breakfast Bar,Eating Area-Table Space,Pantry-Closet,Pantry-Walk-in,SolidSurfaceCounter),Flooring (Hardwood)
  • Level: Main
  • Area: 324
  • Dimensions: 12X27

Laundry

  • Features: Flooring (Tile)
  • Level: Main
  • Area: 44
  • Dimensions: 11X4

Living Room

  • Features: Flooring (Hardwood),Window Treatments (Display Window(s))
  • Level: Main
  • Area: 432
  • Dimensions: 18X24

Master Bedroom

  • Features: Flooring (Carpet),Window Treatments (Display Window(s)),Bathroom (Full)
  • Level: Main
  • Area: 208
  • Dimensions: 16X13

Office

  • Features: Flooring (Hardwood),Window Treatments (Display Window(s))
  • Level: Main
  • Area: 168
  • Dimensions: 12X14

Other

  • Features: Flooring (Other),Window Treatments (Display Window(s))
  • Level: Basement
  • Area: 144
  • Dimensions: 12X12

Other

  • Features: Flooring (Other)
  • Level: Basement
  • Area: 714
  • Dimensions: 17X42

Pantry

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 48
  • Dimensions: 12X4

Pantry

  • Features: Flooring (Hardwood)
  • Level: Main
  • Area: 32
  • Dimensions: 8X4

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 0331120010
  • Special condition: None

Features

  • Stories: 1
  • Patio & porch: Deck
  • Has spa: Yes
  • Spa features: Outdoor Hot Tub
  • Has view: Yes
  • View description: Water,Front of Property
  • Has water view: Yes
  • Water view: Water,Front of Property
  • On waterfront: Yes
  • Waterfront features: River Front
  • Waterbody name: MISSISSIPPI RIVER

Lot

  • Lot size: 3 Acres
  • Features: Corner Lot,Mature Trees
  • Lot size dimensions: 200x600x400x350

Parking

  • Parking features: Asphalt

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Drought
    DroughtModerate

How This Home’s Risks Compare

Cold Wave
Drought

FEMA Declared Disasters Across Illinois Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,171$50,052
Home Insurance *$843$10,116
Property Taxes $1,464$17,568
Electricity $307$3,691
Total$6,785$81,420
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$232,628/yr
40% on housing$203,550/yr
45% on housing$180,933/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$206This listing

vs Other Active Listings

Avg $/sqft

ZIP 61242$177
Rock Island County$107

vs Homes Sold Last Month

Median $/sqft

ZIP 61242$142
Rock Island County$108

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-11Price change$719,000
2026-07-30Listed for sale$825,000
2024-05-15Sold$105,000

For Sale by Agent

AgentBob Case
BrokerageRuhl&Ruhl REALTORS Bettendorf

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