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5952 Allerton Dr, Rockford, IL, 61114

3beds
4baths
2,196sqft
$295,000
$134price/sqft
$2,431/moest. monthly cost
$97,240/yrincome needed

About This Home

Experience the perfect blend of style and comfort in this stunning 3-bedroom, 3.5-bath home, designed for both relaxing retreats and effortless entertaining. From the moment you step inside, you’ll be captivated by the soaring cathedral ceilings and an expansive, open-concept great room that flows seamlessly throughout the main level. The heart of the home is the sun-drenched, atrium-style eat-in kitchen. With floor-to-ceiling windows that invite the outdoors in, it provides the perfect backdrop for morning coffee or casual gatherings. Step outside to your backyard sanctuary, featuring a large concrete patio complete with a hot tub—your ultimate destination for unwinding after a long day. Practicality meets play in the versatile garage, which features a pristine epoxy floor and an additional screened garage door. This unique setup creates a flexible, bug-free recreation space perfect for hobbies, a home gym, or summer game nights. Beyond your front door, you have a private deck just off the dining room and below a large concrete patio with hot tub ready to relax the day away. Enjoy the fantastic lifestyle provided by the community HOA. You’ll have full access to a sparkling common pool, tennis courts, and neighborhood playgrounds, making this the ideal place to plant roots. Your dream home awaits—schedule your private tour today to experience this one-of-a-kind property for yourself!

Getting Around

17
WalkingCar-Dependent
0
TransitVery Limited Transit
51
BikeBikeable

Schools

4/10
3/10
Eisenhower Middle SchoolGrades 6-82.2 mi
3/10
Guilford High SchoolGrades 9-120.4 mi

Construction

Condition

  • Year built: 1980

Materials

  • Roof: Shingle
  • Construction materials: Siding,Wood

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Disposal,Dishwasher,Dryer,Microwave,Refrigerator,Stove/Cooktop,Washer,Gas Water Heater
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Full,Finished,Full Exposure

Bedroom2

  • Level: Basement
  • Area: 132

Bedroom3

  • Level: Upper
  • Area: 240

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Level: Main
  • Area: 195

Family Room

  • Level: Upper
  • Area: 240

Features

  • Great Room,L.L. Finished Space,Book Cases Built In,Ceiling-Vaults/Cathedral,Granite Counters
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 783
  • Finished area above ground: 1,413

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,196
  • Total interior livable area: 2,196 sqft

Kitchen

  • Level: Main
  • Area: 96

Living Room

  • Level: Main
  • Area: 320

Master Bedroom

  • Level: Basement
  • Area: 195

Property

Details

  • Parcel number: 1209428008

Features

  • Entry location: First Floor
  • Pool features: Pool,In Ground
  • Patio & porch: Deck,Patio
  • Exterior features: Swing Set,Tennis Court(s),Yard Irrigation
  • Spa features: Hot Tub or Sauna

Lot

  • Features: Full Exposure,Covenants,Restrictions,Subdivided

Parking

  • Total spaces: 2.5
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2.5
  • Covered spaces: 2.5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Strong Wind
Tornado
Hail
Lightning
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,491$17,892
Home Insurance *$212$2,544
Property Taxes $560$6,720
Electricity $168$2,026
Total$2,431$29,172
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$83,348/yr
40% on housing$72,930/yr
45% on housing$64,826/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.0%
13.0%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$134This listing

vs Other Active Listings

Avg $/sqft

ZIP 61114$120
Winnebago County$120

vs Homes Sold Last Month

Median $/sqft

ZIP 61114$129
Winnebago County$121

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-12Pending sale$295,000
2026-07-24Price change$295,000
2026-07-09Listed for sale$305,000

For Sale by Agent

AgentDavid Larson
BrokerageKeller Williams Realty Signature

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