734 Gilfillan Ln, Saint Paul, MN, 55127
About This Home
Exceptional one-level living featuring a thoughtfully designed floor plan and a finished lower level. Ideally located near grocery stores, restaurants, everyday conveniences, and quick freeway access. The spacious main level features 9-foot ceilings, newer bamboo plank flooring, vaulted living room ceiling, and a bright and sunroom that opens to a newer composite deck and a privacy fence. The updated kitchen offers granite countertops, stainless steel appliances, and a convenient breakfast bar for casual dining and gathering. The primary suite includes a soaking tub, separate shower, double vanity, and tile flooring. A second main-level bedroom is conveniently located next to a ¾ bathroom. The main-floor laundry room, located just off the garage entrance, includes additional built-in cabinetry for added storage. The finished lower level provides exceptional living space with a large two-section family room featuring a second fireplace, spacious third bedroom with a generous closet space, a third large tiled bathroom, abundant storage, and a dedicated workshop or craft area. New attic insulation (R-60, May 2026), water heater (2022), furnace and central air (October 2021), water softener, and newer gutters. Immediate possession, if desired.
Getting Around
Car-Dependent
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 2001
Materials
- Roof: Age Over 8 Years
- Construction materials: Block,Frame
Type & Style
- Home type: Townhouse
- Property subType: (TH) Side x Side
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Dryer,Humidifier,Gas Water Heater,Microwave,Range,Refrigerator,Washer,Water Softener Owned
- Laundry features: Electric Dryer Hookup,Main Level,Sink
Basement
- Has basement: Yes
- Basement: Block,Drain Tiled,Egress Window(s),Finished
Bedroom
- Level: Main
- Area: 196
- Dimensions: 14x14
Bedroom2
- Level: Main
- Area: 150
- Dimensions: 15x10
Bedroom3
- Level: Lower
- Area: 168
- Dimensions: 14x12
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 1
- 3/4 bathrooms: 2
Deck
- Level: Main
- Area: 132
- Dimensions: 12x11
Dining Room
- Level: Main
- Area: 100
- Dimensions: 10x10
Family Room
- Level: Lower
- Area: 306
- Dimensions: 18x17
Family Room
- Level: Lower
- Area: 238
- Dimensions: 17x14
Features
- Number of fireplaces: 2
- Fireplace features: Family Room,Living Room
- Fireplace: Yes
- Finished area below ground: 1,378
- Finished area above ground: 1,723
Garage
- Level: Main
- Area: 483
- Dimensions: 23x21
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 3,314
- Total interior livable area: 3,101 sqft
Kitchen
- Level: Main
- Area: 126
- Dimensions: 14x9
Laundry
- Level: Lower
- Area: 54
- Dimensions: 9x6
Living Room
- Level: Main
- Area: 288
- Dimensions: 18x16
Sun Room
- Level: Main
- Area: 132
- Dimensions: 12x11
Workshop
- Level: Lower
- Area: 132
- Dimensions: 12x11
Property
Accessibility
- Accessibility features: Doors 36"+,Soaking Tub
Details
- Parcel number: 173022440093
- Attached to another structure: Yes
- Zoning description: Residential-Multi-Family
- Foundation area: 1591
Features
- Levels: One
- Stories: 1
- Pool features: None
- Patio & porch: Composite Decking,Deck
Lot
- Lot size: 3,325 sqft
- Features: Tree Coverage - Light
- Lot size dimensions: 95 x 35
Parking
- Total spaces: 2
- Parking features: Attached,Asphalt,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hail
- Heat Wave
- Inland Flooding
- Landslide
- Tornado
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Ramsey County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,401 | $28,812 |
| Home Insurance * | $233 | $2,796 |
| Property Taxes | $509 | $6,108 |
| Electricity | $261 | $3,138 |
| Total | $3,404 | $40,848 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-13 | Price change | $475,000 |
| 2026-06-24 | Listed for sale | $486,900 |
| 2022-10-10 | Sold | $467,400 |
| 2022-08-30 | Pending sale | $474,900 |
| 2022-08-18 | Listing removed | -- |
| 2022-08-12 | Listed for sale | $474,900 |
| 2007-05-25 | Sold | $13,151 |
| 2004-11-17 | Sold | $306,000 |
| 2001-07-13 | Sold | $243,808 |
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