1301 Albany Ln, Rockford, IL, 61107
About This Home
Timeless Colonial in an established neighborhood, proudly owned and lovingly cared for by the same owner since it was built. The classic brick front is complemented by newer siding and newer roof, both completed in 2025. Inside, you’ll find hardwood floors, spacious living areas, and a beautifully updated primary bath featuring a tiled walk-in shower with dual shower heads and a skylight that fills the space with natural light. Outside, the private backyard is surrounded by mature trees, creating a peaceful setting for relaxing or entertaining. Complete with an attached two-car garage and an exceptional location close to everything you need, this is a home where quality, pride of ownership, and lasting memories come together.
Getting Around
Car-Dependent
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1987
Materials
- Roof: Shingle
- Construction materials: Brick/Stone,Vinyl
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Microwave,Refrigerator,Stove/Cooktop,Washer,Water Softener,Natural Gas Water Heater
- Laundry features: Main Level
Basement
- Has basement: Yes
- Basement: Full
Bedroom2
- Level: Upper
- Area: 143
Bedroom3
- Level: Upper
- Area: 130
Bedroom4
- Level: Upper
- Area: 143
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bathrooms: 1
Dining Room
- Level: Main
- Area: 169
Family Room
- Level: Main
- Area: 252
Features
- Central Vacuum,Wet Bar,Book Cases Built In,Granite Counters
- Window features: Skylight(s),Window Treatments
- Number of fireplaces: 1
- Fireplace features: Gas,Fire-Pit/Fireplace
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 2,470
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 2,470
- Total interior livable area: 2,470 sqft
Kitchen
- Level: Main
- Area: 330
Living Room
- Level: Main
- Area: 195
Master Bedroom
- Level: Upper
- Area: 192
Property
Details
- Parcel number: 1215480012
Features
- Levels: Two
- Stories: 2
- Patio & porch: Enclosed
Lot
- Lot size: 0.45 Acres
- Features: City/Town
Parking
- Total spaces: 2
- Parking features: Asphalt,Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Tornado
- Hail
- Inland Flooding
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Illinois Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,769 | $21,228 |
| Home Insurance * | $252 | $3,024 |
| Property Taxes | $664 | $7,968 |
| Electricity | $189 | $2,279 |
| Total | $2,874 | $34,488 |
Income You'd Need if You Spent...
Illinois FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-31 | Listed for sale | $349,900 |
For Sale by Agent
View on Zillow