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5075 Welsh Rd, Rockford, IL, 61107

5beds
5baths
3,916sqft
$475,000
$121price/sqft
$3,947/moest. monthly cost
$157,880/yrincome needed

About This Home

Modern luxury in the heart of Rockford’s desirable Northeast location! Ultra-modern contemporary design and high-end, durable quartz, glass and large format porcelain finishes throughout characterize this sprawling 3,916 sf executive ranch. The moment you enter, your eyes are drawn to the floor-to-ceiling stone fireplace, an impressive architectural anchor for the open-concept living space. Soaring high ceilings and an abundance of natural light in the great room, with wet bar for entertaining, emphasize the scale of the home. The seamless flow leads you into a sun-drenched sunroom – the perfect year-round retreat for morning inspiration. Another bright and cheery wall of windows welcomes you to the gourmet kitchen, offering a sleek quartz countertop, tile finishes and modern cabinets, along with premium appliances and fixtures. This rare layout of 5 bedrooms and 5 bathrooms, complete with updated contemporary fixtures and finishes, is sure to please your family and guests. For more play, living and entertainment space, retreat to the spacious, fully finished basement with bath. A heated garage completes the long list of upgraded amenities this grand home offers. In a market of “refreshed” older homes, 5075 Welsh Road stands alone as a fully modernized estate. The designer finishes of this turnkey opportunity are for the buyer who demands a contemporary aesthetic without the wait of new construction. Seller to provide $15,000 credit towards buyer related closing costs.

Getting Around

24
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

7/10
3/10
Eisenhower Middle SchoolGrades 6-81.2 mi
3/10
Guilford High SchoolGrades 9-120.6 mi

Construction

Condition

  • Year built: 1965

Materials

  • Roof: Shingle
  • Construction materials: Brick/Stone

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Dishwasher,Dryer,Microwave,Refrigerator,Stove/Cooktop,Wall Oven,Washer,Gas Water Heater
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Full,Finished

Bedroom2

  • Level: Main
  • Area: 170.4

Bedroom3

  • Level: Main
  • Area: 131.89

Bedroom4

  • Level: Lower
  • Area: 214.76

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 5
  • Main level bathrooms: 3
  • Main level bedrooms: 3

Dining Room

  • Level: Main
  • Area: 168.3

Family Room

  • Level: Lower
  • Area: 540

Features

  • Great Room,L.L. Finished Space,Wet Bar,Ceiling-Vaults/Cathedral
  • Finished area below ground: 1,700
  • Finished area above ground: 2,216

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,916
  • Total interior livable area: 3,916 sqft

Kitchen

  • Level: Main
  • Area: 211.14

Living Room

  • Level: Main
  • Area: 372.6

Master Bedroom

  • Level: Main
  • Area: 224.4

Property

Details

  • Parcel number: 1216103004

Features

  • Patio & porch: Screened

Lot

  • Lot size: 0.34 Acres
  • Features: City/Town

Parking

  • Total spaces: 2.5
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2.5
  • Covered spaces: 2.5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Hail
Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,401$28,812
Home Insurance *$343$4,116
Property Taxes $902$10,824
Electricity $301$3,614
Total$3,947$47,364
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$135,325/yr
40% on housing$118,410/yr
45% on housing$105,253/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.0%
13.0%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$121This listing

vs Other Active Listings

Avg $/sqft

ZIP 61107$121
Winnebago County$120

vs Homes Sold Last Month

Median $/sqft

ZIP 61107$116
Winnebago County$121

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-23Listed for sale$530,000
2025-11-10Sold$220,000
2025-10-24Pending sale$235,000
2025-10-03Price change$235,000
2025-09-17Price change$255,000
2025-09-11Price change$270,000
2025-09-09Listed for sale$280,000
2022-05-20Sold$195,000
2022-04-04Pending sale$205,000
2022-03-21Listed for sale$205,000
2019-06-12Sold$82,500
2017-10-03Price change$117,500
2017-08-25Pending sale$100,000
2017-08-11Price change$100,000
2017-07-28Price change$110,000
2017-06-08Price change$120,000
2017-05-05Listed for sale$135,000
2017-04-21Pending sale$135,000
2017-04-19Price change$135,000
2017-04-14Listed for sale$157,000
2006-06-23Sold$167,000

For Sale by Agent

AgentKassey Lang
BrokerageDickerson & Nieman

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