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4266 Kayla Cir, Chattanooga, TN, 37406

3beds
2baths
1,176sqft
$280,000
$238price/sqft
$2,110/moest. monthly cost
$84,400/yrincome needed

About This Home

Welcome to 4266 Kayla Circle--where convenience, connectivity, and the natural beauty of Chattanooga come together. Tucked away in a central location, this home places you right in the heart of it all with quick access to Hwy 153, making commutes to Downtown Chattanooga, Hixson, and East Brainerd seamless. Whether you're heading to work, dining out, or exploring the city, everything you need is just minutes away. Outdoor enthusiasts will love the proximity to some of Chattanooga's most sought-after recreation spots. Spend your weekends enjoying the scenic trails of the South Chickamauga Creek Greenway, just moments away, or take in the waterfront views along the Tennessee Riverpark, only 3 miles from your doorstep. Boating, fishing, and lakeside relaxation await at Chickamauga Lake, while the expansive trails and preserved green space of Enterprise South Nature Park are just a short 6-mile drive away. Located near Bonny Oaks, this home offers a perfect balance of peaceful neighborhood living with unmatched access to Chattanooga's top destinations. Whether you're looking for convenience, outdoor adventure, or a central hub to enjoy it all--this location delivers. The track and field behind Washington Alternative Learning Center is also accessible from Hillcrest Heights Neighborhood to enjoy. There is a sidewalk to access the track and field. Don't miss your opportunity to own a home that keeps you connected to everything Chattanooga has to offer.

Getting Around

20
WalkingCar-Dependent
10
TransitMinimal Transit
29
BikeSomewhat Bikeable

Schools

2/10
4/10
Dalewood Middle SchoolGrades 6-82.6 mi
3/10
Brainerd High SchoolGrades 9-123.5 mi

Construction

Condition

  • Year built: 2000

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Dishwasher,Electric Water Heater,Free-Standing Electric Range,Microwave
  • Laundry features: Electric Dryer Hookup,Gas Dryer Hookup,Laundry Room,Washer Hookup

Basement

  • Basement: Crawl Space

Bathroom

  • Level: First

Bathroom

  • Level: First

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Eat-in Kitchen,High Speed Internet,Open Floorplan,Primary Downstairs,Walk-In Closet(s),Tub/shower Combo,En Suite
  • Window features: Vinyl Frames
  • Flooring: Laminate
  • Finished area above ground: 1,176

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,176
  • Total interior livable area: 1,176 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 128l F 006
  • Special condition: Standard

Features

  • Levels: One
  • Pool features: None
  • Patio & porch: Deck,Patio,Porch,Porch - Covered
  • Exterior features: Rain Gutters
  • Spa features: None
  • Fencing: Wood

Lot

  • Lot size: 7,405 sqft
  • Features: Front Yard,Level,Sloped Down
  • Lot size dimensions: 60 x 125

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front,Kitchen Level
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Tornado
Winter Weather
Cold Wave
Earthquake
Inland Flooding
Ice Storm
Lightning
Strong Wind

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,415$16,980
Home Insurance $191$2,292
Property Taxes $329$3,948
Electricity $175$2,103
Total$2,110$25,320

Income You'd Need if You Spent...

35% on housing$72,342/yr
40% on housing$63,300/yr
45% on housing$56,266/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$238This listing

vs Other Active Listings

Avg $/sqft

ZIP 37406$105
Hamilton County$197

vs Homes Sold Last Month

Median $/sqft

ZIP 37406
Hamilton County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-16Pending sale$280,000
2026-07-30Listed for sale$280,000
2026-07-20Contingent$280,000
2026-07-16Listed for sale$280,000
2024-01-29Sold$235,000
2023-12-28Contingent$245,000
2023-12-01Listed for sale$245,000
2023-11-22Listing removed--
2023-08-18Listed for sale$235,000
2023-08-18Pending sale$235,000
2023-08-12Listed for sale$235,000
2015-10-29Sold$106,500
2015-09-25Price change$107,500
2015-08-07Price change$114,500
2015-05-23Listed for sale$115,000
2003-04-02Sold$87,500
2003-01-24Sold$61,000
2001-02-01Sold$92,020

For Sale by Agent

AgentCorey Ballew
BrokerageREAL Broker

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