1240 Wheeler Ave, Chattanooga, TN, 37406
About This Home
Before you even walk through the door, this home is already saving you money! The seller is offering up to $10,000 toward your rate buydown (with acceptable offer) meaning a lower interest rate and a lower monthly payment from day one plus the lender is contributing up to 0.75% of your loan amount toward actual closing costs. Less out of pocket. Less per month. More house for your money. Here are just a few of many From this address: • Quick access to I-24 & I-75 • Minutes from Georgia • less than 15 minutes to Chattanooga Airport • 2 hours to Atlanta • 2 hours to Nashville • 1.5 hours to Knoxville You're also minutes from Volkswagen, Amazon, Erlanger Health System, CHI Memorial, TVA, Unum, and McKee Foods some of the region's largest employers. Weekend life looks like Chickamauga Lake, Chickamauga Battlefield, the Lookout Mountain corridor, and quick access to the Appalachian Trail. UTC is a short drive for anyone continuing their education. Not to mention the renovation is done. Everything is new. Floors, fixtures, the works. stepping into a brand new home. This house has been waiting for the right buyer to stop scrolling and make a decision. Buyers are not required to use the preferred lender. Discounted rate terms and incentives available through lender partnership only, subject to buyer qualification and lender guidelines.
Getting Around
Car-Dependent
Some Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Updated/Remodeled
- Year built: 1948
Materials
- Foundation: Block,Brick/Mortar
- Roof: Shingle
- Construction materials: Brick,Other,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: A-Frame
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Electric Water Heater,Refrigerator
- Laundry features: Electric Dryer Hookup,Laundry Room,Washer Hookup
Bathroom
- Level: First
Bathroom
- Level: First
Bedroom
- Level: First
Bedroom
- Level: First
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Features
- Granite Counters,High Ceilings,Open Floorplan,Tub/shower Combo,En Suite
- Window features: Vinyl Frames
- Flooring: Luxury Vinyl
- Finished area below ground: 0
- Finished area above ground: 1,368
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Central Air,Electric,ENERGY STAR Qualified Equipment
Interior Area
- Total structure area: 1,368
- Total interior livable area: 1,368 sqft
Laundry
- Level: First
Living Room
- Level: First
Master Bedroom
- Level: First
Property
Details
- Parcel number: 146d C 018
- Special condition: Standard,Investor
Features
- Levels: One
- Stories: 1
- Pool features: None
- Patio & porch: Covered,Front Porch,Porch
- Exterior features: Balcony,Rain Gutters
- Spa features: None
- Fencing: Back Yard,Aluminum
Lot
- Lot size: 6,098 sqft
- Features: Corner Lot,Level
- Lot size dimensions: 50 x 125
Parking
- Parking features: Concrete,Driveway,Off Street,Paved
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tornado
- Inland Flooding
- Strong Wind
- Winter Weather
- Cold Wave
- Earthquake
- Hail
- Ice Storm
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters Across Tennessee Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,263 | $15,156 |
| Home Insurance | $191 | $2,292 |
| Property Taxes | $304 | $3,648 |
| Electricity | $175 | $2,103 |
| Total | $1,933 | $23,196 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
No market data available for this area
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-08 | Price change | $266,900 |
| 2026-03-16 | Listed for sale | $269,900 |
| 2024-06-10 | Listing removed | -- |
| 2024-06-05 | Listed for rent | $1,745 |
| 2024-05-17 | Listing removed | -- |
| 2024-05-09 | Listed for rent | $1,700 |
| 2023-07-11 | Sold | $90,000 |
| 2023-06-12 | Pending sale | $119,900 |
| 2023-04-19 | Price change | $119,900 |
| 2023-03-30 | Pending sale | $129,900 |
| 2023-02-21 | Listed for sale | $129,900 |
| 2010-02-08 | Sold | $5,250 |
| 2009-09-21 | Listing removed | $16,900 |
| 2009-07-10 | Listed for sale | $16,900 |
| 2009-06-26 | Sold | $70,458 |
| 2009-06-06 | Listed for sale | $21,600 |
| 2004-10-19 | Sold | $71,000 |
| 2004-09-13 | Sold | $18,600 |
| 2003-10-06 | Sold | $49,651 |
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