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1909 Cleveland Ave, Chattanooga, TN, 37404

2beds
1baths
720sqft
$175,000
$243price/sqft
$1,480/moest. monthly cost
$59,200/yrincome needed

About This Home

Affordable, updated, and conveniently located?welcome home! Whether you're a first-time home buyer looking for an affordable place to call your own or an investor searching for a turnkey rental opportunity, this charming home is one you won't want to miss. Situated just minutes from downtown Chattanooga, hospitals, shopping, dining, and interstate access, this home offers exceptional convenience in an area experiencing ongoing growth and revitalization. Whether you're looking to build equity, expand your investment portfolio, or purchase your first home, this is an incredible opportunity at an affordable price. Schedule your private showing today! Currently rented month to month at $1500.00

Getting Around

51
WalkingSomewhat Walkable
33
TransitSome Transit
60
BikeBikeable

Schools

3/10
3/10
3/10
Brainerd High SchoolGrades 9-123.1 mi

Construction

Condition

  • Property condition: Fixer
  • Year built: 1955

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Electric Cooktop,Electric Oven,Electric Range,Electric Water Heater,Free-Standing Electric Range

Basement

  • Has basement: Yes
  • Basement: Crawl Space

Bathroom

  • Level: First

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Tub/shower Combo
  • Flooring: Laminate,Luxury Vinyl,Vinyl
  • Finished area above ground: 720

Heating & Cooling

  • Heating features: Ceiling,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 720
  • Total interior livable area: 720 sqft

Laundry

  • Level: First

Living Room

  • Level: First

Property

Details

  • Parcel number: 146f F 012
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 5
  • Patio & porch: Porch,Porch - Covered
  • Exterior features: Other

Lot

  • Lot size: 3,484 sqft
  • Lot size dimensions: 40 x 88.5

Parking

  • Total spaces: 1
  • Parking features: Asphalt,Off Street,On Street
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Tornado
Cold Wave
Earthquake
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $884$10,608
Home Insurance $209$2,508
Property Taxes $212$2,544
Electricity $175$2,103
Total$1,480$17,760

Income You'd Need if You Spent...

35% on housing$50,742/yr
40% on housing$44,400/yr
45% on housing$39,466/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$243This listing

vs Other Active Listings

Avg $/sqft

ZIP 37404$158
Hamilton County$197

vs Homes Sold Last Month

Median $/sqft

ZIP 37404
Hamilton County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Price change$170,000
2026-07-26Price change$175,000
2026-07-16Listed for sale$185,000
2024-03-14Sold$116,000
2024-03-04Pending sale$119,000
2024-03-02Listed for sale$119,000
2024-02-20Contingent$128,900
2024-02-06Listed for sale$128,900
2024-01-23Contingent$128,900
2023-12-02Listed for sale$128,900
2023-09-14Sold$125,000
2009-05-06Sold$11,500

For Sale by Agent

AgentDrew Carey
BrokerageEXP Realty, LLC

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