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706 S Greenwood Ave, Chattanooga, TN, 37404

4beds
3baths
2,400sqft
$438,000
$183price/sqft
$3,150/moest. monthly cost
$126,000/yrincome needed

About This Home

Welcome home to 706 S. Greenwood Ave! Located on a quiet street in the heart of Highland Park, this classic Craftsman home offers 4 bedrooms and 3 full baths, with the space, walkability and flexibility that makes downtown living so appealing. From the covered front porch, the main level flows effortlessly into an open floor plan, ideal for both everyday living and gathering with friends. The home features 2 en-suite primary bedrooms, one upstairs and one on the main level, allowing the flexibility for multi-generational living or hosting your out of town guests. The main floor also contains 2 additional bedrooms and another full bath. Just off of the kitchen, you'll find an oversized pantry with washer and dryer hookups along with easy access to the backyard and dedicated off-street parking. Move right in and enjoy it as it is, or make it your own over time. With a functional layout, two primary suites, and one of Chattanooga's most walkable neighborhoods just outside your door, 706 S. Greenwood is ready for its next chapter. Call today for your private tour.

Getting Around

62
WalkingSomewhat Walkable
32
TransitSome Transit
76
BikeVery Bikeable

Schools

3/10
3/10
4/10
The Howard SchoolGrades 9-121.6 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1920

Materials

  • Foundation: Brick/Mortar
  • Roof: Shingle
  • Construction materials: Brick,HardiPlank Type

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Electric Water Heater,Microwave,Refrigerator
  • Laundry features: Electric Dryer Hookup,Inside,Lower Level,Laundry Room,Main Level,Washer Hookup

Basement

  • Basement: Crawl Space

Bathroom

  • Level: First

Bathroom

  • Level: First

Bathroom

  • Level: Second

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: First

Features

  • Ceiling Fan(s),Entrance Foyer,Granite Counters,High Ceilings,High Speed Internet,Open Floorplan,Pantry,Primary Downstairs,Recessed Lighting,Walk-In Closet(s),Tub/shower Combo,En Suite,Sitting Area
  • Window features: Vinyl Frames
  • Flooring: Hardwood,Luxury Vinyl,Tile
  • Finished area above ground: 2,400

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,400
  • Total interior livable area: 2,400 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Living Room

  • Level: First

Property

Details

  • Parcel number: 146j E 007

Features

  • Levels: Two
  • Patio & porch: Covered,Deck,Front Porch,Patio,Porch,Rear Porch,Porch - Covered
  • Exterior features: None

Lot

  • Lot size: 6,242 sqft
  • Features: City Lot,Front Yard,Level
  • Lot size dimensions: 48 x 130

Parking

  • Parking features: Off Street,On Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Earthquake
    EarthquakeModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Earthquake
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,214$26,568
Home Insurance $209$2,508
Property Taxes $532$6,384
Electricity $195$2,340
Total$3,150$37,800

Income You'd Need if You Spent...

35% on housing$108,000/yr
40% on housing$94,500/yr
45% on housing$84,000/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$183This listing

vs Other Active Listings

Avg $/sqft

ZIP 37404$155
Hamilton County$197

vs Homes Sold Last Month

Median $/sqft

ZIP 37404
Hamilton County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Price change$419,000
2026-08-04Price change$429,000
2026-07-13Listed for sale$438,000
2022-07-07Listing removed--
2022-06-16Listed for rent$2,500
2019-04-10Listing removed$1,800
2019-03-28Listed for rent$1,800
2019-03-28Listing removed$279,900
2019-02-12Price change$279,900
2019-01-15Listing removed$1,800
2018-12-05Listed for sale$299,900
2018-09-18Listed for rent$1,800
2017-09-27Listing removed$1,650
2017-09-12Price change$1,650
2017-07-26Price change$1,800
2017-07-04Listed for rent$2,000
2016-06-14Sold$90,000
1997-04-14Sold$12,000

For Sale by Agent

AgentAshlee Lawrence
BrokerageREAL Broker

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