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2000 Oak St, Chattanooga, TN, 37404

4beds
3baths
3,198sqft
$379,900
$119price/sqft
$2,850/moest. monthly cost
$114,000/yrincome needed

About This Home

Calling all investors and savvy buyers! This home needs renovation, but with its location, layout, and character, it's a rare chance to bring new life to a piece of Chattanooga's history. This classic home sits on an elevated corner lot and was originally built and owned by the McCallie family. Offering 4 bedrooms, 2.5 bathrooms, and unlimited potential, this home boasts sunrise and sunset views of Lookout Mountain and Missionary Ridge. Step inside to find original hardwood floors, soaring 9-10 ft ceilings, and a spacious covered front porch perfect for enjoying the scenic surroundings. The attic and basement areas offer additional space and flexibility to expand or reimagine the layout to suit your needs. Use caution when entering and touring the property. Bring ALL offers—offers are subject to bank approval. Sold AS-IS.

Getting Around

60
WalkingSomewhat Walkable
33
TransitSome Transit
73
BikeVery Bikeable

Schools

3/10
3/10
3/10
Brainerd High SchoolGrades 9-123.1 mi

Construction

Condition

  • Year built: 1925

Materials

  • Foundation: Other
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Cooling

  • Cooling features: Other

Features

  • Fireplace: Yes
  • Finished area above ground: 3,198

Interior Area

  • Total structure area: 3,198
  • Total interior livable area: 3,198 sqft

Property

Details

  • Parcel number: 146k N 001
  • Special condition: Real Estate Owned

Features

  • Levels: Two
  • Exterior features: Other

Lot

  • Lot size: 10,018 sqft
  • Lot size dimensions: 75 x 135

Parking

  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Earthquake
    EarthquakeModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Earthquake
Strong Wind
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,920$23,040
Home Insurance $209$2,508
Property Taxes $462$5,544
Electricity $259$3,118
Total$2,850$34,200

Income You'd Need if You Spent...

35% on housing$97,714/yr
40% on housing$85,500/yr
45% on housing$76,000/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$119This listing

vs Other Active Listings

Avg $/sqft

ZIP 37404$157
Hamilton County$197

vs Homes Sold Last Month

Median $/sqft

ZIP 37404
Hamilton County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-04-21Sold$537,443
2023-03-08Sold$285,000
2023-01-24Contingent$299,000
2022-11-03Listed for sale$299,000
2022-08-30Listing removed--
2022-08-18Price change$339,000
2022-06-15Listed for sale$375,000
2022-06-15Contingent$375,000
2022-06-01Listed for sale$375,000
2022-05-25Sold$275,000
2011-05-29Listing removed$250,000
2011-05-08Listed for sale$250,000
2002-08-13Sold$57,600

Unknown Listed By

AgentCassie King
BrokerageBetter Homes and Gardens Real Estate Signature Brokers

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