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11 W Brow Ter, Chattanooga, TN, 37411

2beds
1baths
1,104sqft
$214,000
$194price/sqft
$1,690/moest. monthly cost
$67,600/yrincome needed

About This Home

Charming bungalow just minutes from The Hatch and The Reading Room. This 2-bedroom, 1-bath home blends historic character with thoughtful updates throughout. The kitchen was remodeled in 2024 with new flooring, and the bathroom was renovated in 2025. Major system upgrades include new ductwork (2023), all new light fixtures and fans (2023), and a new water heater (2025). Exterior improvements include fresh paint and new gutters (2024), and a privacy fence (2022). The home also features a welcoming sunroom/entry and a spacious backyard. Crawl space has been newly encapsulated (2026) for added peace of mind. Large attic and basement offer excellent potential for future expansion, creating an opportunity to increase square footage and value.

Getting Around

45
WalkingCar-Dependent
31
TransitSome Transit
19
BikeSomewhat Bikeable

Schools

5/10
4/10
Dalewood Middle SchoolGrades 6-82.0 mi
3/10
Brainerd High SchoolGrades 9-122.0 mi

Construction

Condition

  • Year built: 1925

Materials

  • Foundation: Block
  • Construction materials: Concrete,Stucco,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Cooktop,Electric Oven,Electric Range,Free-Standing Electric Oven,Free-Standing Electric Range,Freezer,Gas Water Heater,Microwave,Oven,Refrigerator,Water Heater
  • Laundry features: In Kitchen,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Unfinished

Bathroom

  • Level: First

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Bonus Room

  • Level: First

Dining Room

  • Level: First

Features

  • Ceiling Fan(s),High Speed Internet,Natural Woodwork,Pantry,Primary Downstairs,Storage,Walk-In Closet(s),Double Shower,Tub/shower Combo,Sitting Area,Separate Dining Room
  • Flooring: Hardwood,Luxury Vinyl,Tile
  • Fireplace features: Wood Burning
  • Fireplace: Yes
  • Finished area above ground: 1,104

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 1,104
  • Total interior livable area: 1,104 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Living Room

  • Level: First

Master Bathroom

  • Level: First

Master Bedroom

  • Level: First

Other

  • Level: Basement

Other

  • Level: Second

Property

Details

  • Parcel number: 146m M 027.01

Features

  • Stories: 2
  • Patio & porch: None
  • Exterior features: Garden,Private Yard
  • Fencing: Back Yard

Lot

  • Lot size: 7,840 sqft
  • Features: Back Yard,City Lot,Few Trees,Front Yard,Garden,Native Plants,Private
  • Lot size dimensions: 111.5 x 93

Parking

  • Parking features: Driveway,On Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,082$12,984
Home Insurance $173$2,076
Property Taxes $260$3,120
Electricity $175$2,103
Total$1,690$20,280

Income You'd Need if You Spent...

35% on housing$57,942/yr
40% on housing$50,700/yr
45% on housing$45,066/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$194This listing

vs Other Active Listings

Avg $/sqft

ZIP 37411$114
Hamilton County$197

vs Homes Sold Last Month

Median $/sqft

ZIP 37411
Hamilton County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Listed for sale$228,500
2022-02-14Sold$120,000

For Sale by Agent

AgentDrew Carey
BrokerageEXP Realty, LLC

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