




3833 Pin Oak Ter, Chattanooga, TN, 37411
About This Home
Welcome to this spacious home full of charm, character, and flexibility. From the moment you step inside, you'll appreciate the inviting main living area that flows seamlessly into the dining room and kitchen, creating an ideal layout for both everyday living and entertaining. Just beyond the main living space, you'll find a warm and welcoming den featuring a beautiful fireplace--the perfect spot to relax with family or host guests. The main level offers three generously sized bedrooms, while the lower level includes two additional bedrooms, providing exceptional space for a variety of living arrangements. With its functional layout, the lower level is well-suited for multi-generational living, a private guest suite, or the potential to generate rental income. Whether you're looking for room to grow, space to entertain, or an opportunity with investment potential, this home delivers versatility, character, and endless possibilities--all in a convenient Chattanooga location. Schedule your private showing today! Equitable Ownership Interest. Contact listing agent for details
Getting Around
Schools
Construction
Condition
- Year built: 1967
Materials
- Foundation: Brick/Mortar
- Construction materials: Brick
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Basement
- Has basement: Yes
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Features
- Fireplace: Yes
- Finished area below ground: 1,000
- Finished area above ground: 1,820
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total structure area: 2,744
- Total interior livable area: 2,744 sqft
Master Bedroom
- Level: First
- Area: 300
- Dimensions: 20 x 15
Property
Details
- Parcel number: 147b L 016
Features
- Stories: 2
- Exterior features: Storage
Lot
- Lot size: 0.32 Acres
- Lot size dimensions: 100 x 140
Parking
- Total spaces: 2
- Parking features: Asphalt,Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tornado
- Lightning
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Tennessee Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,744 | $20,928 |
| Home Insurance | $173 | $2,076 |
| Property Taxes | $405 | $4,860 |
| Electricity | $222 | $2,675 |
| Total | $2,544 | $30,528 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
No market data available for this area
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-04 | Price change | $340,000 |
| 2026-07-03 | Listed for sale | $345,000 |
| 2026-01-28 | Sold | $200,000 |
