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3833 Pin Oak Ter, Chattanooga, TN, 37411

5beds
4baths
2,744sqft
$345,000
$126price/sqft
$2,544/moest. monthly cost
$101,760/yrincome needed

About This Home

Welcome to this spacious home full of charm, character, and flexibility. From the moment you step inside, you'll appreciate the inviting main living area that flows seamlessly into the dining room and kitchen, creating an ideal layout for both everyday living and entertaining. Just beyond the main living space, you'll find a warm and welcoming den featuring a beautiful fireplace--the perfect spot to relax with family or host guests. The main level offers three generously sized bedrooms, while the lower level includes two additional bedrooms, providing exceptional space for a variety of living arrangements. With its functional layout, the lower level is well-suited for multi-generational living, a private guest suite, or the potential to generate rental income. Whether you're looking for room to grow, space to entertain, or an opportunity with investment potential, this home delivers versatility, character, and endless possibilities--all in a convenient Chattanooga location. Schedule your private showing today! Equitable Ownership Interest. Contact listing agent for details

Getting Around

13
WalkingCar-Dependent
22
TransitMinimal Transit
8
BikeSomewhat Bikeable

Schools

5/10
4/10
Dalewood Middle SchoolGrades 6-80.5 mi
3/10
Brainerd High SchoolGrades 9-121.2 mi

Construction

Condition

  • Year built: 1967

Materials

  • Foundation: Brick/Mortar
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Fireplace: Yes
  • Finished area below ground: 1,000
  • Finished area above ground: 1,820

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,744
  • Total interior livable area: 2,744 sqft

Master Bedroom

  • Level: First
  • Area: 300
  • Dimensions: 20 x 15

Property

Details

  • Parcel number: 147b L 016

Features

  • Stories: 2
  • Exterior features: Storage

Lot

  • Lot size: 0.32 Acres
  • Lot size dimensions: 100 x 140

Parking

  • Total spaces: 2
  • Parking features: Asphalt,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,744$20,928
Home Insurance $173$2,076
Property Taxes $405$4,860
Electricity $222$2,675
Total$2,544$30,528

Income You'd Need if You Spent...

35% on housing$87,222/yr
40% on housing$76,320/yr
45% on housing$67,840/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$126This listing

vs Other Active Listings

Avg $/sqft

ZIP 37411$113
Hamilton County$197

vs Homes Sold Last Month

Median $/sqft

ZIP 37411
Hamilton County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-04Price change$340,000
2026-07-03Listed for sale$345,000
2026-01-28Sold$200,000

For Sale by Agent

AgentJosh Donesky
BrokerageLPT Realty LLC

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