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4212 Howell Rd, Chattanooga, TN, 37411

4beds
3baths
2,208sqft
$169,900
$77price/sqft
$1,417/moest. monthly cost
$56,680/yrincome needed

About This Home

Large home in the very desired Brainerd Area with extra large bedrooms and 3 full baths, double sided fireplace in the den, central air and heat, hardwood floors and extra large front and backyard. EXCELLENT VALUE. Please be advised hat any offers on this property require a minimum Earnest Money Deposit of 1% of the Purchase Price or $1,000, whichever is greater. All initial offers must be submitted via PropOffers.com by the BUYER AGENT ONLY Information provided in the MLS is taken from tax records & is deemed reliable but not guaranteed. Buyer to perform inspection and verify all information.

Getting Around

16
WalkingCar-Dependent
19
TransitMinimal Transit
10
BikeSomewhat Bikeable

Schools

5/10
4/10
Dalewood Middle SchoolGrades 6-80.7 mi
3/10
Brainerd High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 1910

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Cellar

Bathroom

  • Level: First

Bathroom

  • Level: Second

Bathroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Family Room

  • Level: First

Features

  • Ceiling Fan(s),Eat-in Kitchen,Open Floorplan,Walk-In Closet(s)
  • Flooring: Hardwood
  • Number of fireplaces: 2
  • Fireplace features: Gas Log,Living Room
  • Fireplace: Yes
  • Finished area above ground: 2,208

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,208
  • Total interior livable area: 2,208 sqft

Laundry

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 147j T 012
  • Special condition: Real Estate Owned

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck,Patio,Porch,Porch - Covered
  • Exterior features: None
  • Spa features: None

Lot

  • Lot size: 0.39 Acres
  • Features: Gentle Sloping
  • Lot size dimensions: 90 x 190

Parking

  • Parking features: Concrete,Driveway

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Tornado
    TornadoVery High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Inland Flooding
Tornado
Lightning
Strong Wind
Winter Weather
Cold Wave
Earthquake
Ice Storm

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $859$10,308
Home Insurance $173$2,076
Property Taxes $206$2,472
Electricity $179$2,152
Total$1,417$17,004

Income You'd Need if You Spent...

35% on housing$48,582/yr
40% on housing$42,510/yr
45% on housing$37,786/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$77This listing

vs Other Active Listings

Avg $/sqft

ZIP 37411$115
Hamilton County$197

vs Homes Sold Last Month

Median $/sqft

ZIP 37411
Hamilton County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2023-08-04Sold$181,308
2020-11-18Sold$125,000
2010-04-13Sold$61,500
2009-08-18Sold$86,757
2006-12-19Sold$131,000

Unknown Listed By

AgentNadia Charmelus
BrokerageVision Realty and Signing Services, Inc

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