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2727 Windthrush Dr, Chattanooga, TN, 37421

3beds
2baths
2,200sqft
$380,000
$173price/sqft
$2,723/moest. monthly cost
$108,920/yrincome needed

About This Home

Welcome to 2727 Windthrush Drive, a beautifully maintained home offering comfort, style, and an ideal location in the heart of Chattanooga. This inviting 3 bedroom, 2 bathroom home features a thoughtfully designed floor plan with the primary suite conveniently located on the main level. Step inside to soaring 16 foot ceilings in the spacious living room, creating an open and airy atmosphere filled with natural light. The well designed layout flows effortlessly into the dining area and kitchen, making it perfect for both everyday living and entertaining. The main level also includes a dedicated laundry room for added convenience. The oversized primary suite offers a peaceful retreat with a spacious walk in closet and private ensuite bath. Upstairs, you'll find a versatile loft overlooking the living room along with a separate den, providing flexible space for a home office, media room, playroom, or additional living area. Enjoy the convenience of a true two car garage with plenty of room for vehicles and storage. Major updates provide added peace of mind, including a new roof installed in 2020 and an HVAC system replaced in 2022. Conveniently located just minutes from shopping, dining, Hamilton Place, parks, and interstate access, this move in ready home combines modern updates with functional living spaces in one of Chattanooga's most desirable areas. Schedule your private showing today!

Getting Around

5
WalkingCar-Dependent
0
TransitNo Nearby Transit
17
BikeSomewhat Bikeable

Schools

7/10
Ooltewah Middle SchoolGrades 6-82.9 mi
5/10
Ooltewah High SchoolGrades 9-124.5 mi

Construction

Condition

  • Year built: 1989

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: HardiPlank Type,Stone

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Microwave,Refrigerator
  • Laundry features: Inside,Laundry Room,Main Level

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bathroom

  • Level: First

Bathroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Bonus Room

  • Level: Second

Family Room

  • Level: Basement

Features

  • Cathedral Ceiling(s),Ceiling Fan(s),Entrance Foyer,Eat-in Kitchen,High Ceilings,Pantry,Primary Downstairs,Walk-In Closet(s),Separate Dining Room
  • Window features: Bay Window(s),Insulated Windows,Screens,Shutters,Window Treatments
  • Flooring: Carpet,Luxury Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Wood Burning
  • Fireplace: Yes
  • Finished area above ground: 2,200

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,200
  • Total interior livable area: 2,200 sqft

Library

  • Level: Basement

Master Bedroom

  • Level: First

Utility Room

  • Level: First

Property

Details

  • Parcel number: 150h L 023
  • Special condition: Standard

Features

  • Levels: One and One Half
  • Patio & porch: Deck,Front Porch,Patio,Porch,Porch - Covered
  • Exterior features: Rain Gutters
  • Fencing: None

Lot

  • Lot size: 0.41 Acres
  • Lot size dimensions: 97.0 x 185.80

Parking

  • Total spaces: 2
  • Parking features: Basement,Driveway,Garage,Off Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,921$23,052
Home Insurance $174$2,088
Property Taxes $450$5,400
Electricity $178$2,145
Total$2,723$32,676

Income You'd Need if You Spent...

35% on housing$93,360/yr
40% on housing$81,690/yr
45% on housing$72,613/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$173This listing

vs Other Active Listings

Avg $/sqft

ZIP 37421$191
Hamilton County$197

vs Homes Sold Last Month

Median $/sqft

ZIP 37421
Hamilton County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-15Listed for sale$380,000
1994-04-22Sold$99,500

For Sale by Agent

AgentWade Trammell
BrokerageKeller Williams Realty

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