See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

3205 Kellys Ferry Rd, Chattanooga, TN, 37419

4beds
3baths
3,148sqft
$600,000
$191price/sqft
$4,221/moest. monthly cost
$168,840/yrincome needed

About This Home

A Beautiful corner lot home, built to preference and maintained by a 30 year home builder. Close to walking trails, nature and fishing spots as well as only 10 minutes from downtown Chattanooga it offers the best of both nature and city accessibility. The home features a massive living room/entertainment space combo, beautiful yard and wrap around porch.

Getting Around

47
WalkingCar-Dependent
0
TransitNo Nearby Transit
48
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 2001

Materials

  • Roof: Metal

Type & Style

  • Home type: SingleFamily

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Heating & Cooling

  • Heating features: Forced air,Heat pump,Other,Radiant,Electric,Gas
  • Cooling features: Central

Interior Area

  • Total interior livable area: 3,148 sqft

Property

Details

  • Parcel number: 154BF02101

Features

  • Exterior features: Other,Vinyl
  • Has view: Yes
  • View description: Park,Mountain

Lot

  • Lot size: 0.67 Acres

Parking

  • Parking features: Carport,Garage - Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Tornado
    TornadoVery High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Inland Flooding
Tornado
Lightning
Strong Wind
Winter Weather
Cold Wave
Earthquake
Hail
Ice Storm
Landslide

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,033$36,396
Home Insurance $204$2,448
Property Taxes $729$8,748
Electricity $255$3,069
Total$4,221$50,652

Income You'd Need if You Spent...

35% on housing$144,720/yr
40% on housing$126,630/yr
45% on housing$112,560/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$191This listing

vs Other Active Listings

Avg $/sqft

ZIP 37419$244
Hamilton County$197

vs Homes Sold Last Month

Median $/sqft

ZIP 37419
Hamilton County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-25Listed for sale$600,000
2008-05-08Sold$62,520

For Sale by Owner

AgentProperty Owner

Similar Homes