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3519 Claremont Ave, Chattanooga, TN, 37412

3beds
3baths
2,000sqft
$326,900
$163price/sqft
$2,143/moest. monthly cost
$85,720/yrincome needed

About This Home

Looking for flexible living space without sacrificing convenience? This two-level brick rancher offers a thoughtfully remodeled lower-level in-law suite, making it a great fit for buyers who need guest accommodations, a private workspace, extended living space, or potential income-producing options. The main level features a spacious kitchen with granite countertops and comfortable living areas ready for your personal touch. Downstairs, the remodeled basement suite includes new luxury vinyl plank flooring, an updated full bathroom with a tub, and an added kitchen, creating a separate and functional living area. With three bedrooms, three full bathrooms, this home delivers versatility in a convenient East Ridge location. Additional updates include an HVAC system replaced in 2022. Situated on approximately 0.4 acres, the property also features a large front yard with plenty of room to enjoy the outdoors. Located near the shopping and dining of downtown, 3519 Claremont Avenue offers space, flexibility, and a location that keeps you connected to everything Chattanooga has to offer.

Getting Around

34
WalkingCar-Dependent
0
TransitNo Nearby Transit
14
BikeSomewhat Bikeable

Schools

3/10
4/10
East Ridge Middle SchoolGrades 6-81.7 mi
3/10
East Ridge High SchoolGrades 9-121.6 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1957

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Electric Water Heater,Microwave,Refrigerator
  • Laundry features: Electric Dryer Hookup,Laundry Room,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Finished

Bathroom

  • Level: First

Bathroom

  • Level: Basement

Bedroom

  • Level: First

Bedroom

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Eat-in Kitchen,Granite Counters,In-Law Floorplan,Pantry,Primary Downstairs,Walk-In Closet(s),Separate Shower,Separate Dining Room
  • Window features: Aluminum Frames,Screens,Skylight(s)
  • Flooring: Hardwood,Luxury Vinyl,Tile
  • Finished area above ground: 2,000

Heating & Cooling

  • Heating features: Central,Electric,Heat Pump
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,000
  • Total interior livable area: 2,000 sqft

Kitchen

  • Level: First

Kitchen

  • Level: Basement

Laundry

  • Level: Basement

Living Room

  • Level: First

Living Room

  • Level: Basement

Master Bathroom

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 156m E 021

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck,Patio
  • Exterior features: Rain Gutters
  • Fencing: Fenced,Partial
  • Has view: Yes
  • View description: Mountain(s),Trees/Woods

Lot

  • Lot size: 0.40 Acres
  • Features: Gentle Sloping
  • Lot size dimensions: 100 x 175.2

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage Door Opener,Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Tornado

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,652$19,824
Home Insurance $148$1,776
Property Taxes $168$2,016
Electricity $175$2,103
Total$2,143$25,716

Income You'd Need if You Spent...

35% on housing$73,474/yr
40% on housing$64,290/yr
45% on housing$57,146/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$163This listing

vs Other Active Listings

Avg $/sqft

ZIP 37412$138
Hamilton County$197

vs Homes Sold Last Month

Median $/sqft

ZIP 37412
Hamilton County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2021-05-14Sold$277,000
2008-10-31Sold$82,000
2008-05-05Sold$33,961
2003-08-27Sold$95,000

Coming Soon

AgentAmy Evans
BrokerageKeller Williams Realty

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