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3804 Northview Ave, Chattanooga, TN, 37412

3beds
2baths
1,422sqft
$315,000
$222price/sqft
$2,077/moest. monthly cost
$83,080/yrincome needed

About This Home

This beautifully updated East Ridge bungalow offers the perfect blend of charm, convenience, and modern upgrades--just minutes from downtown. Start your mornings on the front porch with breathtaking sunrise views over the Appalachian mountains to the east. Inside, you'll find a spacious living and dining area anchored by a cozy gas fireplace. The open-concept kitchen features butcher block countertops, shaker-style cabinetry, and a farmhouse sink--ideal for both cooking and entertaining. The refinished original hardwood floors add warmth and character, complemented by abundant natural light throughout the home. The primary bath has been tastefully renovated with a custom glass shower enclosure, and every room has been freshly painted for a bright, welcoming feel. Step outside to a large, fenced backyard--perfect for pets, play, or creating your dream outdoor entertaining space. Recent updates include a new water heater, plumbing, ventilation, insulation, and driveway--making this home truly move-in ready. The sellers have relocated sooner than expected due to a growing family and are highly motivated to consider your best offer. Don't miss this opportunity to own a beautifully updated home with incredible value!

Getting Around

12
WalkingCar-Dependent
23
TransitMinimal Transit
20
BikeSomewhat Bikeable

Schools

3/10
4/10
East Ridge Middle SchoolGrades 6-81.6 mi
3/10
East Ridge High SchoolGrades 9-121.6 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1929

Materials

  • Foundation: Brick/Mortar,Stone
  • Roof: Shingle
  • Construction materials: Aluminum Siding,Brick,Other

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater,Free-Standing Electric Range,Stainless Steel Appliance(s)
  • Laundry features: Electric Dryer Hookup,Gas Dryer Hookup,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Unfinished,Cellar

Bathroom

  • Level: First

Bathroom

  • Level: First

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First

Features

  • Pantry,Primary Downstairs,Tub/shower Combo,Separate Dining Room
  • Window features: Vinyl Frames
  • Flooring: Hardwood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Electric,Living Room
  • Fireplace: Yes
  • Finished area above ground: 1,422

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,422
  • Total interior livable area: 1,422 sqft

Living Room

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 157i N 003
  • Special condition: Agent Owned

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Porch,Porch - Covered
  • Exterior features: None
  • Fencing: Chain Link

Lot

  • Lot size: 7,670 sqft
  • Features: Back Yard,Gentle Sloping,Sloped
  • Lot size dimensions: 59 x 130

Parking

  • Total spaces: 2
  • Parking features: Basement,Garage Faces Side,Kitchen Level
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,592$19,104
Home Insurance $148$1,776
Property Taxes $162$1,944
Electricity $175$2,103
Total$2,077$24,924

Income You'd Need if You Spent...

35% on housing$71,211/yr
40% on housing$62,310/yr
45% on housing$55,386/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$222This listing

vs Other Active Listings

Avg $/sqft

ZIP 37412$138
Hamilton County$197

vs Homes Sold Last Month

Median $/sqft

ZIP 37412
Hamilton County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-24Listed for sale$342,900
2026-03-08Contingent$342,900
2026-02-21Listed for sale$342,900
2025-11-04Listing removed$330,000
2025-09-01Price change$330,000
2025-08-06Price change$349,999
2025-06-22Price change$359,000
2025-06-02Price change$370,000
2025-05-10Listed for sale$380,000
2024-05-02Sold$325,000
2024-04-15Contingent$325,000
2024-04-05Listed for sale$325,000
2023-09-06Sold$210,000
2023-06-28Price change$229,000
2023-05-12Listed for sale$249,000
2021-03-24Listing removed--
2019-10-21Listing removed$120,000
2019-10-16Listed for sale$120,000
2019-04-10Sold$88,000
2010-09-01Sold$75,000
2010-06-11Listed for sale$83,000

For Sale by Agent

AgentMissy Emerling
BrokerageBridge City Realty, LLC

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