See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

207 S Lovell Ave, Chattanooga, TN, 37411

2beds
1baths
940sqft
$169,000
$180price/sqft
$1,407/moest. monthly cost
$56,280/yrincome needed

About This Home

Great location and tucked away on treelined street. Character and charm best describe this home. Loft style room has not been added to the living area, this provides a great storage area. The home has a classic fireplace in the living room and hardwood floors. The home has a deck in the back of the home and deep lot to enjoy the shade. The home shows some uneven floors and some stucco cracks. This will require some repairs and the home has been priced according to current condition.

Getting Around

65
WalkingSomewhat Walkable
26
TransitSome Transit
51
BikeBikeable

Schools

2/10
4/10
Dalewood Middle SchoolGrades 6-82.2 mi
3/10
Brainerd High SchoolGrades 9-121.5 mi

Construction

Condition

  • Year built: 1940

Materials

  • Foundation: Block,Brick/Mortar,See Remarks
  • Roof: Asphalt
  • Construction materials: Concrete,Other,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Electric Oven,Other
  • Laundry features: Laundry Closet

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Natural Woodwork,See Remarks,Separate Dining Room
  • Window features: Aluminum Frames,Blinds
  • Flooring: Carpet,Wood
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area above ground: 940

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 940
  • Total interior livable area: 940 sqft

Property

Details

  • Parcel number: 1570o F 031
  • Special condition: Standard
  • Other equipment: None

Features

  • Levels: One and One Half
  • Stories: 2
  • Pool features: None
  • Patio & porch: Deck,Side Porch
  • Exterior features: Private Yard,Storage
  • Fencing: Chain Link,Wire

Lot

  • Lot size: 8,276 sqft
  • Features: City Lot
  • Lot size dimensions: 50 x 168

Parking

  • Parking features: Asphalt,Driveway

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Earthquake
    EarthquakeModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Tornado
Earthquake
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $854$10,248
Home Insurance $173$2,076
Property Taxes $205$2,460
Electricity $175$2,103
Total$1,407$16,884

Income You'd Need if You Spent...

35% on housing$48,240/yr
40% on housing$42,210/yr
45% on housing$37,520/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$180This listing

vs Other Active Listings

Avg $/sqft

ZIP 37411$115
Hamilton County$197

vs Homes Sold Last Month

Median $/sqft

ZIP 37411
Hamilton County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-02Listed for sale$169,000
2025-12-02Listing removed$169,000
2025-04-03Listed for sale$169,000
2015-04-07Listing removed$48,500
2014-04-07Listed for sale$48,500
2011-05-05Listing removed$41,000
2011-02-02Price change$41,000
2010-11-04Listed for sale$42,500
1998-05-06Sold$16,000
1997-07-15Sold$29,400

For Sale by Agent

AgentShawn Matthews
BrokerageColdwell Banker Kinard Commercial

Similar Homes