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4020 Wade Dr, Chattanooga, TN, 37412

4beds
3baths
2,700sqft
$539,900
$200price/sqft
$4,174/moest. monthly cost
$166,960/yrincome needed

About This Home

Calling all Mid-Century Lovers! One level, 4 bedroom, 3 full bath updated home with a fenced back yard and a double carport in the heart of East Ridge approximately 10 minutes from downtown Chattanooga and super convenient to schools, hospitals, shopping, restaurants and more! This home has great curb appeal with its painted brick and Hardie exterior, and the interior is equally impressive with its hardwood, LVP and tile flooring, decorative and recessed lighting, granite countertops, 2 wood burning fireplaces and neutral décor. The floor plan features a dedicated foyer that leads to the open living and dining room. The living room has one of the fireplaces, while the dining area opens to the kitchen and keeping room, providing a nice flow for both entertaining and everyday living. The kitchen has a center island, granite countertops, tile backsplash stainless smart appliances and soft-close cabinetry. The keeping room has the second fireplace and sliding glass doors to the rear deck, hot tub and back yard which has a wooded backdrop for coveted privacy. Three of the bedrooms and 2 full baths are on the right wing of the house, including the primary suite which has a closet with an organizer system and the primary bath with a dual vanity and separate tiled shower. Just off the kitchen on the opposite side, you will find the laundry room, the 3rd full bath, the 4th bedroom or family room, and a mudroom with access to the carport. Simply a fantastic opportunity for the buyer seeking a one-level turnkey home in a great location, so please call for more information and to schedule a private showing today. Information is deemed reliable but not guaranteed. Buyer to verify any and all information they deem important.

Getting Around

15
WalkingCar-Dependent
0
TransitNo Nearby Transit
31
BikeSomewhat Bikeable

Schools

3/10
4/10
East Ridge Middle SchoolGrades 6-81.3 mi
3/10
East Ridge High SchoolGrades 9-121.3 mi

Construction

Condition

  • Year built: 1953

Materials

  • Foundation: Slab
  • Roof: Asphalt,Shingle
  • Construction materials: Brick,Fiber Cement

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Electric Cooktop,Electric Water Heater,Microwave,Refrigerator,Wall Oven
  • Laundry features: Electric Dryer Hookup,Laundry Room,Main Level,Washer Hookup

Basement

  • Basement: None

Bathroom

  • Level: First

Bathroom

  • Level: First

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: First

Features

  • Ceiling Fan(s),Entrance Foyer,Eat-in Kitchen,Granite Counters,Kitchen Island,Open Floorplan,Pantry,Primary Downstairs,Recessed Lighting,See Remarks,Walk-In Closet(s),Separate Shower,Tub/shower Combo,En Suite
  • Window features: Vinyl Frames
  • Flooring: Luxury Vinyl,Tile,Engineered Hardwood
  • Number of fireplaces: 2
  • Fireplace features: Den,Living Room,Wood Burning
  • Fireplace: Yes
  • Finished area above ground: 2,700

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,700
  • Total interior livable area: 2,700 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Living Room

  • Level: First

Master Bathroom

  • Level: First

Master Bedroom

  • Level: First

Other

  • Level: First

Other

  • Level: First

Property

Details

  • Parcel number: 157p J 004
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck,Front Porch,Porch - Covered
  • Exterior features: Private Yard
  • Fencing: Back Yard

Lot

  • Lot size: 0.42 Acres
  • Features: Back Yard,Front Yard,Level,Wooded
  • Lot size dimensions: 145 x 140.2

Parking

  • Total spaces: 2
  • Parking features: Driveway,Off Street,Other,Kitchen Level
  • Covered spaces: 2
  • Carport: Yes
  • Carport spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,730$32,760
Home Insurance $148$1,776
Property Taxes $1,077$12,924
Electricity $219$2,632
Total$4,174$50,088

Income You'd Need if You Spent...

35% on housing$143,108/yr
40% on housing$125,220/yr
45% on housing$111,306/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$200This listing

vs Other Active Listings

Avg $/sqft

ZIP 37412$137
Hamilton County$197

vs Homes Sold Last Month

Median $/sqft

ZIP 37412
Hamilton County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-11Price change$534,900
2026-07-23Price change$539,900
2026-07-13Price change$544,900
2026-06-22Price change$549,900
2026-06-11Listed for sale$575,000
2019-10-16Sold$335,000
2019-09-16Pending sale$335,000
2019-08-30Listed for sale$335,000
2019-02-22Sold$75,000

For Sale by Agent

AgentJay Robinson
BrokerageKeller Williams Realty

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