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8129 Bermerwood Dr, Chattanooga, TN, 37421

5beds
3baths
2,212sqft
$458,000
$207price/sqft
$3,225/moest. monthly cost
$129,000/yrincome needed

About This Home

Whether you are looking for a single-level family home in a quiet location but still close to schools and shopping, a ranch style home for your family with separate living space for your parent or adult child, or an investment opportunity for multiple rental spaces, this unique property is the ideal choice. Located on a single block street with privately owned property encompassing the entire south side of the street, This home is the last on the block, nestled inside a perimeter of foliage forming a natural barrier between neighbors, allowing a quite refuge amidst nature while still so very close to all the needs of modern living. The main portion of the home is approx 1941 sq. ft featuring 4 bedrooms and 2 full baths, a welcoming front room, eat in kitchen with custom dining nook, living room and potential office space. It also features a very large custom designed deck with fire pit area embellished with easily maintained landscaping. The current owner is a true craftsman that has maintained and upgraded the home over the years with the finest details adding to its ambiance. The flow of this home is also unique, with a screened-in porch overlooking a fountain-adorned retreat within a fenced-in yard. Beyond the laundry area is the potential home office or playroom, after which is the primary bedroom with 3 large closets and fully remodeled bath featuring an over-sized walk-in shower. A single car garage is attached which has been used as a workshop with built-in shelving and overhead door. Within the workshop is additional access to a ''gem'' of additional living space ideal for an adult child or parent. This area includes a living room, bedroom, full bath and kitchen, with separate entrance. All this great space sits on a flat 1+ acre parcel, just minutes from shopping and Chattanooga's airport, as well as the charm of downtown Chattanooga.

Getting Around

10
WalkingCar-Dependent
0
TransitNo Nearby Transit
24
BikeSomewhat Bikeable

Schools

4/10
7/10
9/10
East Hamilton SchoolGrades 9-122.6 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1958

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Electric Oven,Dishwasher,Electric Water Heater,Free-Standing Electric Range,Free-Standing Refrigerator,Ice Maker,Microwave,Refrigerator,Range Hood,Washer,Water Heater
  • Laundry features: Laundry Room,Main Level

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Breakfast Bar,Built-in Features,Ceiling Fan(s),Crown Molding,Double Vanity,Eat-in Kitchen,In-Law Floorplan,Recessed Lighting,Walk-In Closet(s),Tub/shower Combo,En Suite,Split Bedrooms
  • Window features: Double Pane Windows,Insulated Windows,Vinyl Frames,Window Treatments
  • Flooring: Ceramic Tile,Luxury Vinyl
  • Finished area above ground: 2,212

Heating & Cooling

  • Heating features: Central,Electric,Space Heater
  • Cooling features: Central Air,Ceiling Fan(s),Multi Units

Interior Area

  • Total structure area: 2,212
  • Total interior livable area: 2,212 sqft

Property

Accessibility

  • Accessibility features: Accessible Entrance

Details

  • Parcel number: 159j A 011

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Awning(s),Covered,Deck,Screened,Side Porch
  • Exterior features: Awning(s),Garden,Private Entrance,Rain Gutters
  • Spa features: None
  • Fencing: Back Yard,Chain Link

Lot

  • Lot size: 1.02 Acres
  • Features: Cul-De-Sac,City Lot,Garden,Level,Many Trees
  • Lot size dimensions: 143.4 x 311

Parking

  • Total spaces: 1
  • Parking features: Driveway,Gravel,Off Street,Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Tornado
Inland Flooding
Lightning
Strong Wind
Winter Weather
Cold Wave
Earthquake
Hail
Ice Storm

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,315$27,780
Home Insurance $174$2,088
Property Taxes $557$6,684
Electricity $179$2,156
Total$3,225$38,700

Income You'd Need if You Spent...

35% on housing$110,571/yr
40% on housing$96,750/yr
45% on housing$86,000/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$207This listing

vs Other Active Listings

Avg $/sqft

ZIP 37421$191
Hamilton County$197

vs Homes Sold Last Month

Median $/sqft

ZIP 37421
Hamilton County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-18Price change$458,000
2026-05-23Listed for sale$470,000
2014-01-01Listing removed$180,000
2013-06-04Listed for sale$180,000
2004-12-13Sold$99,636
2004-05-18Sold$140,000

For Sale by Agent

AgentDonna M Brownfield
BrokerageMaximum One Preferred Realtors

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