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8108 Paces Ferry Xing, Chattanooga, TN, 37421

5beds
4baths
3,215sqft
$649,000
$202price/sqft
$4,479/moest. monthly cost
$179,160/yrincome needed

About This Home

Welcome to 8108 Paces Ferry Xing conveniently located in the well maintained private Ashley Mill neighborhood and close to Interstates, the Hamilton Place shopping area, and just about anywhere you need to be. This 5 bedroom, 4 bathroom home has hardwood floors throughout, walk-in closets in all upstairs bedrooms, oversized master closet, two sets of stairs, and a great floor plan for entertaining. On a level lot with fenced in backyard and large attic space, including an under house vapor barrier with humidifier. Owner has replaced both HVAC units including an air filtration system, all energy efficient double paned windows, new garage doors and systems. This is a welcoming community with a neighborhood pool, sports court and clubhouse and also sidewalks to nearby Heritage park with playgrounds, dog park and walking paths.

Getting Around

8
WalkingCar-Dependent
0
TransitNo Nearby Transit
20
BikeSomewhat Bikeable

Schools

4/10
7/10
9/10
East Hamilton SchoolGrades 9-122.4 mi

Construction

Condition

  • Year built: 1994

Materials

  • Foundation: Raised
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bathroom

  • Level: First

Bathroom

  • Level: Second

Bathroom

  • Level: Second

Bedroom

  • Level: First

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Den

  • Level: First

Dining Room

  • Level: First

Dining Room

  • Level: First

Features

  • Crown Molding,Double Vanity,Entrance Foyer,Eat-in Kitchen,High Ceilings,His and Hers Closets,Kitchen Island,Open Floorplan,Pantry,Smart Thermostat,Storage,Walk-In Closet(s),En Suite,Sitting Area,Separate Dining Room,Whirlpool Tub
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Finished area above ground: 3,215

Great Room

  • Level: First

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,215
  • Total interior livable area: 3,215 sqft

Kitchen

  • Level: First

Laundry

  • Level: First

Master Bathroom

  • Level: Second

Master Bedroom

  • Level: Second

Property

Details

  • Parcel number: 159j E 036

Features

  • Stories: 2
  • Exterior features: Private Yard,Storage

Lot

  • Lot size: 0.29 Acres
  • Features: Close to Clubhouse,Level
  • Lot size dimensions: 100 x 125

Parking

  • Total spaces: 2
  • Parking features: Garage,Garage Door Opener,Paved,Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Tornado
Inland Flooding
Lightning
Strong Wind
Winter Weather
Cold Wave
Earthquake
Hail
Ice Storm

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,281$39,372
Home Insurance $174$2,088
Property Taxes $763$9,156
Electricity $261$3,134
Total$4,479$53,748

Income You'd Need if You Spent...

35% on housing$153,565/yr
40% on housing$134,370/yr
45% on housing$119,440/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$202This listing

vs Other Active Listings

Avg $/sqft

ZIP 37421$191
Hamilton County$197

vs Homes Sold Last Month

Median $/sqft

ZIP 37421
Hamilton County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Listed for sale$679,000
2017-05-10Sold$326,500
2017-04-12Pending sale$342,500
2017-04-05Listed for sale$342,500
2015-05-28Sold$314,500
2015-05-12Pending sale$319,500
2015-03-20Price change$319,500
2015-02-12Price change$329,500
2015-01-28Listed for sale$337,500
2009-08-14Sold$302,500
2009-07-11Listed for sale$310,000
1996-04-15Sold$245,000

For Sale by Agent

AgentSteven Koleno
BrokerageBeycome Brokerage Realty LLC

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