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8624 George Town Trace Ln, Chattanooga, TN, 37421

5beds
3baths
2,248sqft
$469,900
$209price/sqft
$3,284/moest. monthly cost
$131,360/yrincome needed

About This Home

Welcome home to 8624 Georgetown Trace Lane. This wonderful two story, five bedroom and 2.5 bath family home in the neighborhood of Georgetown Trace is the perfect spot for anyone looking for proximity to East Brainerd Rd, Gunbarrel Rd, and the interstate, while also seeking the quintessential peace, quiet, and tranquility of East Tennessee living. With a welcoming front yard and cozy front porch, an incredible layout, and a large backyard with insulating foliage, this home will make you go ''wow'' from start to finish. Just inside the home, a large entryway opens to a formal dining space immediately on the right that the current owners are using as a beautifully designed office space. The large front facing windows and the connection to the kitchen make this a perfect flex space for anyone looking for options. After moving through the entry way, the home opens up into an incredible living area with soaring ceilings and floor to ceiling windows on the backside of the home. Hardwood flooring runs through the entry, dining space, and the main living area, and gleams with the ample amount of sunlight throughout the home. A gas fireplace accents this main living area. Adjacent to the living area is the kitchen, complete with granite countertops, solid wood cabinetry, and brand new flooring with large format tile. Stainless steel appliances and upscale finishes and an eat-in dining area complete this functional and beautiful kitchen, which endures as the heart of the home. A large and spacious laundry room also sits right off of the kitchen, with an exit to the garage. This space can easily double as a mud room. The kitchen also opens up to freshly painted covered porch and outdoor living space. Sweet summer nights and cool fall mornings are begging you and a cup of coffee to make this your space as soon as possible. The primary bedroom is directly to the left of the entryway. With a tray ceiling, beautiful patterned carpet, and more natural light, this space offers quietude and serenity. The primary en suite features tile flooring, granite countertops, a garden tub, a walk in shower and a walk in closet as well! Up the steps from the great room, three more bedrooms, plus a bonus room with a closet that can also be used as a bedroom, and another full bath with granite countertops and a tub/shower combo complete the second floor.

Getting Around

16
WalkingCar-Dependent
0
TransitNo Nearby Transit
7
BikeSomewhat Bikeable

Schools

8/10
7/10
9/10
East Hamilton SchoolGrades 9-121.7 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1994

Materials

  • Foundation: Block,Stone
  • Roof: Asphalt,Shingle
  • Construction materials: Brick,Vinyl Siding,Fiber Cement

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Convection Oven,Dishwasher,Electric Range,Free-Standing Electric Range,Gas Water Heater,Microwave,Refrigerator,Stainless Steel Appliance(s)
  • Laundry features: Electric Dryer Hookup,Gas Dryer Hookup,Laundry Room,Main Level,Washer Hookup

Basement

  • Basement: Crawl Space

Bathroom

  • Level: First

Bathroom

  • Level: First

Bathroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Bonus Room

  • Level: Second

Dining Room

  • Level: First

Features

  • Cathedral Ceiling(s),Ceiling Fan(s),Entrance Foyer,Eat-in Kitchen,Granite Counters,High Ceilings,High Speed Internet,Pantry,Primary Downstairs,Soaking Tub,Walk-In Closet(s),Double Shower,Separate Shower,Tub/shower Combo,Separate Dining Room
  • Window features: Insulated Windows,Vinyl Frames
  • Flooring: Carpet,Ceramic Tile,Hardwood,Engineered Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Den,Family Room,Gas Log
  • Fireplace: Yes
  • Finished area above ground: 2,248

Great Room

  • Level: First

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,248
  • Total interior livable area: 2,248 sqft

Laundry

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 159n C 045

Features

  • Levels: Two
  • Pool features: None
  • Patio & porch: Awning(s),Covered,Deck,Patio,Porch,Rear Porch,Porch - Covered
  • Exterior features: Awning(s),Lighting
  • Fencing: Chain Link,Fenced,Wood

Lot

  • Lot size: 0.37 Acres
  • Features: Back Yard,Front Yard,Level,Private,Wooded
  • Lot size dimensions: 65.0 x 207.5

Parking

  • Total spaces: 2
  • Parking features: Concrete,Driveway,Garage,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Tornado
Lightning
Strong Wind
Winter Weather
Cold Wave
Earthquake
Inland Flooding

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,376$28,512
Home Insurance $174$2,088
Property Taxes $552$6,624
Electricity $182$2,191
Total$3,284$39,408

Income You'd Need if You Spent...

35% on housing$112,594/yr
40% on housing$98,520/yr
45% on housing$87,573/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$209This listing

vs Other Active Listings

Avg $/sqft

ZIP 37421$191
Hamilton County$197

vs Homes Sold Last Month

Median $/sqft

ZIP 37421
Hamilton County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-15Listed for sale$469,900
2026-08-04Pending sale$469,900
2026-07-06Price change$469,900
2026-06-18Listed for sale$479,900
2017-08-25Sold$257,224
2017-07-20Pending sale$249,900
2017-07-14Listed for sale$249,900
1998-07-28Sold$157,500

For Sale by Agent

AgentDaniel McKee
BrokerageKeller Williams Realty

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