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9326 Royal Mountain Dr, Chattanooga, TN, 37421

4beds
3baths
3,372sqft
$625,000
$185price/sqft
$4,345/moest. monthly cost
$173,800/yrincome needed

About This Home

Welcome to this beautiful home in the highly sought-after Mountain Shadows neighborhood, offering 4 bedrooms, 2.5 baths, and a thoughtfully designed layout ideal for both everyday living and memorable family gatherings. Situated on a desirable lot, this property features a flat, mostly fenced backyard--perfect for outdoor entertaining, play, or simply relaxing in your own private space. Step inside to a grand two-story foyer that immediately sets the tone. To the left, a spacious dining room flows seamlessly into the kitchen, creating an ideal setup for hosting. To the right, a versatile room offers endless possibilities as a home office, formal sitting area, or playroom. The heart of the home is the expansive family room and kitchen, complete with an abundance of cabinetry, granite countertops, a double oven, and a casual dining area that overlooks the back deck. Just outside, you'll find a screened-in porch, an inviting spot to enjoy your morning coffee or unwind in the evenings. Upstairs, engineered hardwood floors run throughout. The primary suite is privately situated and truly stunning, featuring elevated ceilings and a beautifully remodeled bathroom with an oversized double vanity and a large glass-enclosed shower. Three additional bedrooms and a full bath complete the second floor. A unique and convenient feature of this home is the dual staircase design; one from the grand foyer leading to the bedrooms, and another from the kitchen providing direct access to a spacious bonus room. Living in Mountain Shadows means access to incredible community amenities, including a pool with a diving board, a dedicated children's pool with a waterfall and seasonal lifeguards, two tennis courts, a playground, walking paths, basketball hoops, and a clubhouse. Don't miss the opportunity to make this exceptional home yours, schedule your private showing today!

Getting Around

7
WalkingCar-Dependent
0
TransitNo Nearby Transit
6
BikeSomewhat Bikeable

Schools

7/10
7/10
9/10
East Hamilton SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 1988

Materials

  • Foundation: Brick/Mortar
  • Roof: Asphalt,Shingle
  • Construction materials: Brick,Other

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Disposal,Dishwasher,Gas Range,Gas Water Heater,Microwave,Wall Oven
  • Laundry features: Laundry Closet,Electric Dryer Hookup,Gas Dryer Hookup,Washer Hookup

Basement

  • Basement: Crawl Space

Bathroom

  • Level: First

Bathroom

  • Level: Second

Bathroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Bonus Room

  • Level: Second

Dining Room

  • Level: First

Family Room

  • Level: First

Features

  • Ceiling Fan(s),Double Vanity,Entrance Foyer,Eat-in Kitchen,Granite Counters,Pantry,Walk-In Closet(s),Separate Shower,Tub/shower Combo,Breakfast Room,Separate Dining Room,Whirlpool Tub
  • Window features: Insulated Windows,Wood Frames
  • Flooring: Tile,Engineered Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Den,Family Room,Gas Starter
  • Fireplace: Yes
  • Finished area above ground: 3,372

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air,Electric,Multi Units

Interior Area

  • Total structure area: 3,372
  • Total interior livable area: 3,372 sqft

Laundry

  • Level: First

Master Bedroom

  • Level: Second

Office

  • Level: First

Other

  • Level: First

Other

  • Level: First

Property

Details

  • Parcel number: 160h A 026

Features

  • Levels: Two
  • Pool features: Community,Outdoor Pool
  • Patio & porch: Deck,Patio,Porch,Porch - Screened,Porch - Covered
  • Exterior features: Rain Gutters
  • Fencing: Back Yard

Lot

  • Lot size: 0.51 Acres
  • Features: Corner Lot,Level
  • Lot size dimensions: 175.00 x 228.07

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,160$37,920
Home Insurance $174$2,088
Property Taxes $738$8,856
Electricity $273$3,287
Total$4,345$52,140

Income You'd Need if You Spent...

35% on housing$148,971/yr
40% on housing$130,350/yr
45% on housing$115,866/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$185This listing

vs Other Active Listings

Avg $/sqft

ZIP 37421$191
Hamilton County$197

vs Homes Sold Last Month

Median $/sqft

ZIP 37421
Hamilton County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-06Listed for sale$650,000
2021-03-24Listing removed--
2018-01-18Sold$329,000
2017-08-18Listed for sale$339,000
2001-03-02Sold$287,000
1998-08-24Sold$238,000
1997-06-03Sold$257,500

For Sale by Agent

AgentMarcus Holt
BrokerageREAL Broker

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