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5109 Howardsville Rd, Apison, TN, 37302

2beds
1baths
1,025sqft
$290,000
$283price/sqft
$2,176/moest. monthly cost
$87,040/yrincome needed

About This Home

Nestled on a 2.70 acre knoll, surrounded by woods for serenity and privacy, this two bed, one bath home has had extensive renovations recently. Artfully planned and designed spaces have all been freshly painted, with lighting and plumbing fixtures, new countertops... even the electrical outlet covers, door and cabinet hinges are new! Huge laundry/primary closet combo, how convenient is that, wash, dry, fold and hang all within a few steps. This place is immaculate. Not only will you love life in your new home because it's beautiful and feels so good, you'll have peace of mind as well, knowing the gutters, front porch siding, soffits and fascia, front porch, screened porch, dishwasher, ductwork and flooring have all been recently replaced as well.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

9/10
Apison Elementary SchoolGrades PK-54.1 mi
7/10
9/10
East Hamilton SchoolGrades 9-126.1 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1977

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Free-Standing Electric Oven,Free-Standing Electric Range,Self Cleaning Oven,Stainless Steel Appliance(s),Water Heater
  • Laundry features: Electric Dryer Hookup,Laundry Room,Main Level,Washer Hookup

Basement

  • Basement: Crawl Space

Bathroom

  • Level: First

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Breakfast Bar,Crown Molding,Eat-in Kitchen,High Speed Internet,Walk-In Closet(s),Tub/shower Combo
  • Window features: Insulated Windows,Vinyl Frames
  • Flooring: Carpet,Laminate
  • Finished area above ground: 1,025

Great Room

  • Level: First

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,025
  • Total interior livable area: 1,025 sqft

Kitchen

  • Level: First

Master Bathroom

  • Level: First

Property

Details

  • Parcel number: 162 066
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Front Porch,Porch,Rear Porch,Screened,Porch - Screened,Porch - Covered
  • Exterior features: Private Entrance,Private Yard,Storage

Lot

  • Lot size: 2.70 Acres
  • Features: Few Trees,Gentle Sloping,Level,Private,Sloped,Steep Slope,Sloped Up,Wooded
  • Lot size dimensions: 2.70

Parking

  • Parking features: Driveway,Gravel

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,466$17,592
Home Insurance $182$2,184
Property Taxes $353$4,236
Electricity $175$2,103
Total$2,176$26,112

Income You'd Need if You Spent...

35% on housing$74,605/yr
40% on housing$65,280/yr
45% on housing$58,026/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$283This listing

vs Other Active Listings

Avg $/sqft

ZIP 37302$210
Hamilton County$197

vs Homes Sold Last Month

Median $/sqft

ZIP 37302
Hamilton County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-11Contingent$280,000
2026-08-07Price change$280,000
2026-07-11Listing removed$400
2026-06-02Listed for rent$400
2026-05-29Listed for sale$290,000
2020-07-29Sold$155,000
2020-06-28Pending sale$149,900
2020-06-26Listed for sale$149,900
2017-09-18Sold$124,000
2017-08-29Pending sale$124,000
2017-08-24Listed for sale$124,000
2017-08-19Listing removed$1,150
2017-08-08Listed for rent$1,150
2016-03-31Sold$40,000

For Sale by Agent

AgentTim West
BrokerageKeller Williams Realty

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