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4802 Oakland Ave, Chattanooga, TN, 37410

2beds
1baths
756sqft
$179,900
$238price/sqft
$1,452/moest. monthly cost
$58,080/yrincome needed

About This Home

4802 Oakland Ave -- Turnkey 2-bed investment minutes from downtown Unlock steady cash flow with this cute, cozy 2-bed, 1-bath single-family home just minutes to downtown. Professionally managed and well-maintained, it's a low-touch addition to any portfolio with strong tenant appeal and durable rent potential. Prime location: Quick access to downtown employment, dining, and transit supports consistent demand and low vacancy. Proven operations: Currently professionally managed, with systems in place for leasing, maintenance, and rent collection--hit the ground running. Efficient floor plan: Comfortable 2/1 layout maximizes bedroom count per square foot--ideal for stable, long-term tenancy. Resilient renter profile: 'Cute and cozy' charm, practical finishes, and proximity to amenities attract quality tenants. Value levers: Potential to enhance returns over time through light cosmetic upgrades, rent optimization, and expense tuning. Investment highlights Entry-level price point for the submarket with favorable rent-to-value dynamics. Solid commuter location that supports year-round occupancy. In short: 4802 Oakland Ave is a turnkey, professionally managed 2/1 in a high-demand location near downtown--an easy, cash-flow-focused hold with upside through thoughtful improvements and market rent alignment. Asking price is $185,000 Prime location: Near downtown employment, dining, and transit supports consist

Getting Around

16
WalkingCar-Dependent
24
TransitMinimal Transit
9
BikeSomewhat Bikeable

Schools

3/10
4/10
The Howard SchoolGrades 9-121.9 mi

Construction

Condition

  • Year built: 1940

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave
  • Laundry features: Electric Dryer Hookup,Gas Dryer Hookup,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Crawl Space

Bathroom

  • Level: First

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Eat-in Kitchen,Primary Downstairs
  • Window features: Aluminum Frames
  • Flooring: Vinyl
  • Finished area above ground: 756

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 756
  • Total interior livable area: 756 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 167c G 016
  • Special condition: Investor

Features

  • Levels: One
  • Stories: 1
  • Exterior features: None

Lot

  • Lot size: 9,583 sqft
  • Features: Gentle Sloping
  • Lot size dimensions: 50 x 202M

Parking

  • Parking features: Off Street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Tornado
    TornadoVery High
  • Earthquake
    EarthquakeRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Inland Flooding
Tornado
Earthquake
Lightning
Strong Wind
Winter Weather
Cold Wave
Hail
Ice Storm

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $909$10,908
Home Insurance $150$1,800
Property Taxes $218$2,616
Electricity $175$2,103
Total$1,452$17,424

Income You'd Need if You Spent...

35% on housing$49,782/yr
40% on housing$43,560/yr
45% on housing$38,720/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$238This listing

vs Other Active Listings

Avg $/sqft

ZIP 37410$167
Hamilton County$197

vs Homes Sold Last Month

Median $/sqft

ZIP 37410
Hamilton County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Price change$179,900
2026-07-06Listed for sale$185,000
2026-06-18Listed for rent$1,295
2025-04-21Listing removed$1,175
2025-03-22Listed for rent$1,175
2022-06-21Sold$95,000
2022-05-06Pending sale$90,000
2022-04-27Contingent$90,000
2022-04-25Listed for sale$90,000
2011-01-02Listing removed$55,000
2009-05-18Price change$55,000
2009-03-29Listed for sale$72,500

For Sale by Agent

AgentChanda Strickland
BrokerageBest Realty of Chattanooga LLC

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