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5223 Dorsey St, Chattanooga, TN, 37410

2beds
1baths
970sqft
$207,500
$214price/sqft
$1,618/moest. monthly cost
$64,720/yrincome needed

About This Home

Welcome to this charming bungalow nestled in one of Chattanooga's most exciting and rapidly growing communities. Perfectly positioned in the desirable Southside area, just moments from historic St. Elmo and less than five minutes from Downtown Chattanooga, this exceptional property offers the ideal combination of character, convenience, and investment potential. Situated at the end of a quiet cul-de-sac, this beautifully updated 2-bedroom, 1-bathroom home is filled with warmth and timeless appeal. Thoughtfully designed to maximize every square foot, the inviting floor plan features an updated kitchen, a beautifully renovated bathroom, fresh interior paint, and an abundance of natural light throughout. Step outside to discover a spacious, level backyard offering endless possibilities for entertaining, gardening, or simply enjoying the privacy of your own outdoor retreat. The screened porch provides the perfect place to relax year-round, while the attached one-car carport with an additional storage area adds everyday convenience. Whether you're searching for your first home, a low-maintenance lifestyle, or an outstanding investment opportunity in one of Chattanooga's most sought-after locations, this move-in-ready residence delivers exceptional value. With the vibrant restaurants, boutiques, parks, and entertainment of Southside, St. Elmo, and Downtown just minutes away, this is your opportunity to enjoy one of the city's most desirable lifestyles.Bring your vision and turn this home into your dream home!

Getting Around

15
WalkingCar-Dependent
25
TransitSome Transit
22
BikeSomewhat Bikeable

Schools

4/10
4/10
The Howard SchoolGrades 9-122.5 mi

Construction

Condition

  • Year built: 1957

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Other,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater,Free-Standing Electric Range
  • Laundry features: Electric Dryer Hookup,Gas Dryer Hookup,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Eat-in Kitchen,Open Floorplan,Connected Shared Bathroom
  • Window features: Vinyl Frames
  • Flooring: Carpet
  • Finished area above ground: 970

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 970
  • Total interior livable area: 970 sqft

Property

Details

  • Parcel number: 167k F 020

Features

  • Levels: One
  • Exterior features: None

Lot

  • Lot size: 0.34 Acres
  • Features: Level
  • Lot size dimensions: 100 x 150

Parking

  • Total spaces: 1
  • Parking features: Off Street
  • Covered spaces: 1
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Tornado
    TornadoVery High
  • Earthquake
    EarthquakeRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Inland Flooding
Tornado
Earthquake
Lightning
Strong Wind
Winter Weather
Cold Wave
Hail
Ice Storm

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,049$12,588
Home Insurance $150$1,800
Property Taxes $244$2,928
Electricity $175$2,103
Total$1,618$19,416

Income You'd Need if You Spent...

35% on housing$55,474/yr
40% on housing$48,540/yr
45% on housing$43,146/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$214This listing

vs Other Active Listings

Avg $/sqft

ZIP 37410$166
Hamilton County$197

vs Homes Sold Last Month

Median $/sqft

ZIP 37410
Hamilton County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Price change$199,000
2026-07-22Price change$207,500
2026-06-28Listed for sale$215,000
2024-03-20Listing removed--
2024-01-16Price change$220,000
2024-01-11Listed for sale$225,000
2022-03-30Sold$120,000
2022-02-25Contingent$135,000
2022-02-18Listed for sale$135,000
2020-03-25Sold$58,200
2020-02-03Listed for sale$64,000
1998-03-23Sold$34,000

For Sale by Agent

AgentEric Tidmore
Brokerage1 Percent Lists Scenic City

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