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610 W Shadowlawn Dr, Chattanooga, TN, 37404

5beds
4baths
3,165sqft
$549,900
$174price/sqft
$3,893/moest. monthly cost
$155,720/yrincome needed

About This Home

Perched in the highly sought-after Missionary Ridge community, this beautifully maintained 5-bedroom, 4-bath residence offers the scenic surroundings and elevated setting that have made this neighborhood one of Chattanooga's most desirable places to call home. Large windows fill the main level with natural light, complementing spacious living areas designed for gathering, entertaining, and everyday living. The updated kitchen anchors the heart of the home, while the main level also features three bedrooms, including an expansive primary suite complete with a private sitting room ideal for a home office, reading nook, or quiet retreat. The lower level expands the home's versatility with an oversized billiard room, a separate family room, two additional bedrooms, and a full bath, creating an exceptional layout for multigenerational living, extended-stay guests, or growing households. Just minutes from Hamilton Place, I-75, premier shopping, dining, and downtown Chattanooga, this home offers the space, flexibility, and location today's buyers are looking for. Ask how our preferred lender may help reduce your out-of-pocket costs for qualified buyers.

Getting Around

7
WalkingCar-Dependent
20
TransitMinimal Transit
9
BikeSomewhat Bikeable

Schools

6/10
4/10
4/10
The Howard SchoolGrades 9-122.7 mi

Construction

Condition

  • Year built: 1962

Materials

  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Oven,Built-In Electric Range,Dishwasher,Disposal,Microwave,Refrigerator
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Finished,Full

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4
  • Main level bedrooms: 3

Features

  • Flooring: Wood
  • Finished area below ground: 1,315
  • Finished area above ground: 1,850

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,165
  • Total interior livable area: 3,165 sqft

Property

Details

  • Parcel number: 168C B 020
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 0.62 Acres
  • Lot size dimensions: 181.4 x 151

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Tornado
Inland Flooding
Lightning
Strong Wind
Winter Weather
Cold Wave
Earthquake
Ice Storm

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,780$33,360
Home Insurance $209$2,508
Property Taxes $647$7,764
Electricity $257$3,085
Total$3,893$46,716

Income You'd Need if You Spent...

35% on housing$133,474/yr
40% on housing$116,790/yr
45% on housing$103,813/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$174This listing

vs Other Active Listings

Avg $/sqft

ZIP 37404$155
Hamilton County$197

vs Homes Sold Last Month

Median $/sqft

ZIP 37404
Hamilton County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Listed for sale$549,900
2000-11-20Sold$145,900

For Sale by Agent

AgentMia Parker
BrokerageCompass RE

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