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119 Bales Ave, Chattanooga, TN, 37412

2beds
1baths
1,398sqft
$285,000
$204price/sqft
$1,911/moest. monthly cost
$76,440/yrincome needed

About This Home

This East Ridge home has more going on than it lets on from the street. Fully fenced front and back, a flagstone patio with a fire pit in the front yard, a screened porch perfect for taking it all in, two covered carports, and a basement with real potential. Step through the front door into a small foyer with a coat closet, then into a living room with hardwood floors, crown molding, and a tray ceiling detail. Straight ahead leads you to the kitchen, which has plenty of cabinet storage, dark countertops, tile floors, and enough space for an eat-in dining area. The stacked washer and dryer are tucked into a shiplap accent wall just off the kitchen, and the back door leads out to a deck overlooking the tree-lined backyard. Just off the living room, a short hallway leads to both bedrooms and the full bathroom. The bathroom has its own character with an updated vanity and fixtures. Also off the living room, the stairs lead down to the basement which is unfinished but has a lot going for it. The main section has painted walls and recessed lighting and is the closest to a usable living space. It just needs a little attention to get it there. On one side is the first large storage area perfect for storing decorations, seasonal items, and general storage. On the other side, a separate section with its own exterior door to the driveway is ideal for tools, lawn equipment, and larger items. The basement gives you the potential to add finished square footage and still have dedicated storage on top of it.

Getting Around

58
WalkingSomewhat Walkable
0
TransitNo Nearby Transit
26
BikeSomewhat Bikeable

Schools

3/10
4/10
East Ridge Middle SchoolGrades 6-81.1 mi
3/10
East Ridge High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 1955

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Other,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater,Free-Standing Electric Range,Microwave,Refrigerator
  • Laundry features: Laundry Closet,Electric Dryer Hookup,Main Level,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Full,Partially Finished,Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Tub/shower Combo
  • Window features: Vinyl Frames
  • Flooring: Hardwood,Other,Tile
  • Finished area above ground: 1,398

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,398
  • Total interior livable area: 1,398 sqft

Property

Details

  • Parcel number: 168e G 015
  • Other equipment: Dehumidifier

Features

  • Levels: One
  • Pool features: None
  • Patio & porch: Covered,Deck,Front Porch,Patio,Porch,Porch - Screened,Porch - Covered
  • Exterior features: Fire Pit,Rain Gutters
  • Fencing: Fenced

Lot

  • Lot size: 0.45 Acres
  • Features: Front Yard,Gentle Sloping
  • Lot size dimensions: 134.6 x 145

Parking

  • Total spaces: 4
  • Parking features: Driveway,Off Street,Paved
  • Covered spaces: 4
  • Carport: Yes
  • Carport spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Lightning
Strong Wind
Cold Wave
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,441$17,292
Home Insurance $148$1,776
Property Taxes $147$1,764
Electricity $175$2,103
Total$1,911$22,932

Income You'd Need if You Spent...

35% on housing$65,520/yr
40% on housing$57,330/yr
45% on housing$50,960/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$204This listing

vs Other Active Listings

Avg $/sqft

ZIP 37412$139
Hamilton County$197

vs Homes Sold Last Month

Median $/sqft

ZIP 37412
Hamilton County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-04Price change$279,000
2026-07-28Listed for sale$285,000
2024-02-05Sold$237,500
2024-01-11Contingent$235,000
2023-12-22Price change$235,000
2023-11-29Listed for sale$245,000
2021-08-30Sold$209,900
2018-08-31Sold$110,000
2018-08-03Pending sale$114,500
2018-08-03Listed for sale$114,500
2014-07-11Sold$87,500
2014-03-01Listed for sale$87,000
2013-10-01Sold$48,000
2013-08-15Price change$29,900
2013-07-12Listed for sale$39,900

For Sale by Agent

AgentSteve Dorsa
BrokerageEpique Realty

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