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4134 E Ridge Dr, Chattanooga, TN, 37412

2beds
1baths
840sqft
$154,900
$184price/sqft
$1,186/moest. monthly cost
$47,440/yrincome needed

About This Home

Welcome to this lovely two-bedroom, one bath rental property that offers comfort and convenience in East Ridge. Bathroom has a tub- shower combo. There is laundry hook up as well as kitchen appliances. Enjoy hardwood floors in the main living space. Plenty of off-street parking. Great investment opportunity.

Getting Around

55
WalkingSomewhat Walkable
0
TransitNo Nearby Transit
31
BikeSomewhat Bikeable

Schools

3/10
4/10
East Ridge Middle SchoolGrades 6-80.4 mi
3/10
East Ridge High SchoolGrades 9-120.4 mi

Construction

Condition

  • Year built: 1947

Materials

  • Foundation: Block
  • Roof: Asphalt
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Oven,Electric Range
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Eat-in Kitchen,Laminate Counters
  • Flooring: Wood
  • Finished area above ground: 840

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 840
  • Total interior livable area: 840 sqft

Property

Details

  • Parcel number: 169i A 015
  • Special condition: Investor

Features

  • Levels: One
  • Patio & porch: Side Porch
  • Exterior features: None

Lot

  • Lot size: 0.25 Acres
  • Features: Back Yard
  • Lot size dimensions: 84 x 135

Parking

  • Parking features: Driveway

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Lightning
Strong Wind
Cold Wave
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $783$9,396
Home Insurance $148$1,776
Property Taxes $80$960
Electricity $175$2,103
Total$1,186$14,232

Income You'd Need if You Spent...

35% on housing$40,662/yr
40% on housing$35,580/yr
45% on housing$31,626/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$184This listing

vs Other Active Listings

Avg $/sqft

ZIP 37412$141
Hamilton County$197

vs Homes Sold Last Month

Median $/sqft

ZIP 37412
Hamilton County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-07Listed for sale$154,900
2025-02-14Listing removed$1,295
2025-01-08Listed for rent$1,295
2015-06-23Sold$60,000

For Sale by Agent

AgentDarla Eskew
BrokerageProperty 41 Realty, LLC

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