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4329 Lazard St, Chattanooga, TN, 37412

2beds
1baths
904sqft
$240,000
$265price/sqft
$1,660/moest. monthly cost
$66,400/yrincome needed

About This Home

Welcome to 4329 Lazard St! This charming 2 bedroom, 1 bathroom home has been thoughtfully renovated while preserving the character that makes it feel like home. Filled with natural light from newer energy-efficient windows, this move-in ready property offers the perfect blend of modern updates and timeless appeal. The kitchen features newer appliances, fresh finishes, and a functional layout that's ready for everyday living. Throughout the home you'll find fresh paint, updated fixtures, newer HVAC, and a newer AC unit, giving you peace of mind and year-round comfort. The current owners have continued investing in the home since purchasing it in December 2024, completing an impressive list of improvements. Major updates include a brand new electrical panel, all new interior plumbing, new ductwork and electrical in the crawlspace, a new sump pump, replacement of the main water drain line, professionally collapsing and filling the old septic tank, a brand new gravel driveway, new window blinds, and much more. A complete list of repairs, along with dates and contractor information, is available in the document section. With renovations completed from top to bottom over the last several years, this home is truly move-in ready. Outside, you'll love the large fenced backyard with plenty of room for pets, gardening, or entertaining, along with the inviting front porch that's perfect for enjoying your morning coffee or winding down with your favorite evening drink. Conveniently located in East Ridge, you'll be just minutes from shopping, restaurants, parks, and easy access to major highways, making everyday errands and commuting simple. Whether you're a first-time homebuyer looking for a home that's ready from day one or an investor searching for a turnkey rental opportunity, this property is one you won't want to miss. Schedule your private showing today! Gazebo and front porch swing will not automatically convey, but may be negotiated.

Getting Around

50
WalkingSomewhat Walkable
10
TransitMinimal Transit
45
BikeSomewhat Bikeable

Schools

3/10
4/10
East Ridge Middle SchoolGrades 6-80.3 mi
3/10
East Ridge High SchoolGrades 9-120.3 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1940

Materials

  • Foundation: Block,Pillar/Post/Pier
  • Roof: Metal
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Free-Standing Range,Microwave,Water Heater
  • Laundry features: Electric Dryer Hookup,In Kitchen,Washer Hookup

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Tub/shower Combo,Breakfast Nook
  • Window features: Vinyl Frames
  • Flooring: Carpet,Laminate
  • Finished area above ground: 904

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 904
  • Total interior livable area: 904 sqft

Property

Details

  • Parcel number: 169i J 025

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Porch - Covered
  • Exterior features: Fire Pit,None,Private Yard,Rain Gutters
  • Spa features: None
  • Fencing: Back Yard,Fenced

Lot

  • Lot size: 0.26 Acres
  • Features: Level
  • Lot size dimensions: 75 x 150.7

Parking

  • Parking features: Gravel

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Cold Wave
    Cold WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Lightning
Strong Wind
Cold Wave
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,213$14,556
Home Insurance $148$1,776
Property Taxes $124$1,488
Electricity $175$2,103
Total$1,660$19,920

Income You'd Need if You Spent...

35% on housing$56,914/yr
40% on housing$49,800/yr
45% on housing$44,266/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$265This listing

vs Other Active Listings

Avg $/sqft

ZIP 37412$140
Hamilton County$197

vs Homes Sold Last Month

Median $/sqft

ZIP 37412
Hamilton County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Price change$232,500
2026-08-06Price change$236,500
2026-07-30Listed for sale$240,000
2024-12-06Sold$225,000
2024-10-31Contingent$225,900
2024-10-14Listed for sale$225,900
2023-11-16Listing removed--
2023-10-18Contingent$220,000
2023-10-16Price change$220,000
2023-10-04Listed for sale$225,000
2023-09-12Contingent$225,000
2023-08-24Price change$225,000
2023-08-19Listed for sale$229,000
2023-08-10Contingent$229,000
2023-07-25Listed for sale$229,000
2023-04-06Sold$132,000
2023-03-19Pending sale$100,000
2023-03-17Listed for sale$100,000

For Sale by Agent

AgentJason L Carr
BrokerageReal Estate Partners Chattanooga LLC

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