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1304 Sewanee Dr, Chattanooga, TN, 37412

2beds
1baths
768sqft
$159,000
$207price/sqft
$1,208/moest. monthly cost
$48,320/yrincome needed

About This Home

Whether you're looking for your first home, ready to simplify, or wanting to add to your investment portfolio, this 2 bedroom, 1 bath home is a great fit. Previously used as a rental, it offers flexibility and strong potential. A new HVAC system was installed in September 2024, offering added peace of mind for the next owner. Conveniently located just minutes from Camp Jordan, with easy access to dining, shopping, and local amenities, this property is a solid option for both homeowners and investors.

Getting Around

55
WalkingSomewhat Walkable
22
TransitMinimal Transit
44
BikeSomewhat Bikeable

Schools

2/10
4/10
East Ridge Middle SchoolGrades 6-81.4 mi
3/10
East Ridge High SchoolGrades 9-121.4 mi

Construction

Condition

  • Year built: 1947

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater,Free-Standing Electric Range,Free-Standing Refrigerator
  • Laundry features: Electric Dryer Hookup,In Kitchen,Washer Hookup

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Tub/shower Combo
  • Flooring: Carpet,Vinyl
  • Finished area above ground: 768

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 768
  • Total interior livable area: 768 sqft

Property

Details

  • Parcel number: 169k F 008

Features

  • Levels: One
  • Exterior features: Private Yard,Rain Gutters

Lot

  • Lot size: 6,969 sqft
  • Features: Back Yard,Level
  • Lot size dimensions: 50 x 140

Parking

  • Parking features: Driveway

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Tornado
Inland Flooding
Lightning
Strong Wind
Winter Weather
Cold Wave
Earthquake
Hail
Ice Storm

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $803$9,636
Home Insurance $148$1,776
Property Taxes $82$984
Electricity $175$2,103
Total$1,208$14,496

Income You'd Need if You Spent...

35% on housing$41,417/yr
40% on housing$36,240/yr
45% on housing$32,213/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$207This listing

vs Other Active Listings

Avg $/sqft

ZIP 37412$141
Hamilton County$197

vs Homes Sold Last Month

Median $/sqft

ZIP 37412
Hamilton County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-11Price change$185,000
2026-04-23Listed for sale$195,000

For Sale by Agent

AgentMakalah Bradley
BrokerageBetter Homes and Gardens Real Estate Signature Brokers

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