See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

1614 Truman Ave, Chattanooga, TN, 37412

3beds
2baths
1,124sqft
$249,900
$222price/sqft
$1,715/moest. monthly cost
$68,600/yrincome needed

About This Home

Home with a great floor plan in a convenient location with quick access to the interstate. This one-level property features 3 bedrooms, one and a half bathrooms, a generous living room, and a dedicated dining room, offering comfortable and functional living space. The interior is move-in ready and includes a garage for added parking or storage. Situated on a level lot with usable outdoor space and a covered front porch. Very close to shopping, dining, and recreation, including Bass Pro Shops and Camp Jordan Park. Easy access to I-75 makes commuting and travel throughout the area simple.

Getting Around

54
WalkingSomewhat Walkable
18
TransitMinimal Transit
49
BikeSomewhat Bikeable

Schools

2/10
4/10
East Ridge Middle SchoolGrades 6-81.7 mi
3/10
East Ridge High SchoolGrades 9-121.7 mi

Construction

Condition

  • Year built: 2018

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: None
  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Plumbed
  • Window features: Vinyl Frames
  • Flooring: Luxury Vinyl,Tile
  • Finished area above ground: 1,124

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,124
  • Total interior livable area: 1,124 sqft

Property

Details

  • Parcel number: 169m C 001

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Front Porch,Porch
  • Exterior features: None

Lot

  • Lot size: 0.26 Acres
  • Features: Back Yard,Level
  • Lot size dimensions: 95 x 118

Parking

  • Total spaces: 1
  • Parking features: Concrete,Off Street
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate

How This Home’s Risks Compare

Tornado
Inland Flooding
Lightning
Strong Wind
Winter Weather
Cold Wave
Earthquake
Hail
Ice Storm

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,263$15,156
Home Insurance $148$1,776
Property Taxes $129$1,548
Electricity $175$2,103
Total$1,715$20,580

Income You'd Need if You Spent...

35% on housing$58,800/yr
40% on housing$51,450/yr
45% on housing$45,733/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$222This listing

vs Other Active Listings

Avg $/sqft

ZIP 37412$139
Hamilton County$197

vs Homes Sold Last Month

Median $/sqft

ZIP 37412
Hamilton County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-07Price change$259,900
2026-03-17Price change$264,900
2026-02-25Listed for sale$269,900

For Sale by Agent

AgentJessica Garrett
BrokerageMighty Oaks Realty LLC

Similar Homes