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1135 Shady Fork Rd, Chattanooga, TN, 37421

4beds
3baths
2,560sqft
$380,000
$148price/sqft
$2,750/moest. monthly cost
$110,000/yrincome needed

About This Home

Welcome to this beautiful 4-bedroom, 2-bath rancher over a finished basement located in the highly sought-after Hurricane Creek subdivision! This well-maintained home offers the perfect blend of comfort and convenience. The spacious main level features an inviting living area, a functional kitchen, and ample natural light throughout. The finished basement provides additional living space -- ideal for a family room, home office, or guest suite. Enjoy a prime location just minutes from Hamilton Place Mall, Erlanger, Publix, and Trader Joe's. Zoned for Westview Elementary and East Hamilton Middle/High Schools, this home offers an unbeatable combination of location, schools, and community. Don't miss your chance to live in one of the area's most popular neighborhoods! Also, take advantage of a one year interest rate buy down credit with our preferred Lenders. Call for details.

Getting Around

48
WalkingCar-Dependent
0
TransitNo Nearby Transit
12
BikeSomewhat Bikeable

Schools

7/10
7/10
9/10
East Hamilton SchoolGrades 9-122.1 mi

Construction

Condition

  • Year built: 1971

Materials

  • Foundation: Other
  • Roof: Shingle
  • Construction materials: Brick,Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Gas Water Heater
  • Laundry features: Electric Dryer Hookup,Washer Hookup

Basement

  • Has basement: Yes

Bathroom

  • Level: First

Bathroom

  • Level: First

Bedroom

  • Level: Basement

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Ceiling Fan(s),Primary Downstairs,Separate Dining Room
  • Fireplace features: Gas Log,Living Room
  • Fireplace: Yes
  • Finished area above ground: 0

Great Room

  • Level: Basement

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,560
  • Total interior livable area: 2,560 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Master Bedroom

  • Level: First

Other

  • Level: Basement

Property

Details

  • Parcel number: 171f A 012
  • Special condition: Standard

Features

  • Levels: Two
  • Pool features: None
  • Patio & porch: Deck,Porch - Covered
  • Exterior features: None
  • Fencing: None

Lot

  • Lot size: 0.57 Acres
  • Features: Sloped Down
  • Lot size dimensions: 125 x 199.9

Parking

  • Total spaces: 1
  • Parking features: Garage,Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Tornado
Cold Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Tennessee Counties

Flood
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,921$23,052
Home Insurance $174$2,088
Property Taxes $447$5,364
Electricity $208$2,496
Total$2,750$33,000

Income You'd Need if You Spent...

35% on housing$94,285/yr
40% on housing$82,500/yr
45% on housing$73,333/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.5%
4.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$148This listing

vs Other Active Listings

Avg $/sqft

ZIP 37421$192
Hamilton County$197

vs Homes Sold Last Month

Median $/sqft

ZIP 37421
Hamilton County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-12-10Price change$389,900
2025-10-08Listed for sale$390,000

For Sale by Agent

AgentGrace Edrington
BrokerageBerkshire Hathaway HomeServices J Douglas Properties

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