1012 Tall Oak Ln, Chattanooga, TN, 37421
About This Home
Welcome home to this spacious 4-bedroom, 3-bath residence tucked away on a quiet cul-de-sac, offering the ideal blend of privacy and convenience. Enjoy minimal through traffic and a peaceful setting, for relaxing evenings or outdoor play, while still being just minutes from the mall, dining, and everyday essentials. Inside, you'll find a functional layout with plenty of natural light, 4 comfortable bedrooms designed for both everyday living and entertaining. The primary suite offers a private retreat, while additional bedrooms provide flexibility for family, guests, or a home office. Situated near town and just a short drive to the Georgia state line, this location is ideal for commuters or anyone wanting easy access to multiple areas without sacrificing that tucked-away neighborhood feel.
Getting Around
Car-Dependent
No Nearby Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1988
Materials
- Foundation: Block
- Roof: Asphalt,Shingle
- Construction materials: Brick,Other,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Exhaust Fan,Electric Range,Free-Standing Electric Range,Free-Standing Range,Gas Water Heater,Microwave,Stainless Steel Appliance(s),Water Heater
- Laundry features: Electric Dryer Hookup,Gas Dryer Hookup,In Hall,Washer Hookup
Basement
- Has basement: Yes
- Basement: Crawl Space
Bathroom
- Level: Second
Bedroom
- Level: Second
Bedroom
- Level: Second
Bedroom
- Level: Second
Bedroom
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Dining Room
- Level: First
Features
- Ceiling Fan(s),Eat-in Kitchen,High Ceilings,Pantry,Recessed Lighting,Walk-In Closet(s),Breakfast Nook,Separate Dining Room
- Window features: Aluminum Frames,Insulated Windows
- Flooring: Carpet,Luxury Vinyl
- Number of fireplaces: 1
- Fireplace features: Gas Log,Living Room
- Fireplace: Yes
- Finished area above ground: 2,171
Heating & Cooling
- Heating features: Central,Natural Gas
- Cooling features: Central Air,Ceiling Fan(s),Electric
Interior Area
- Total structure area: 2,171
- Total interior livable area: 2,171 sqft
Kitchen
- Level: First
Laundry
- Level: Second
Living Room
- Level: First
Master Bathroom
- Level: Second
Office
- Level: Second
Other
- Level: First
Property
Details
- Parcel number: 171g A 009.29
Features
- Levels: Two
- Stories: 2
- Patio & porch: Porch,Porch - Screened,Porch - Covered
- Exterior features: Covered Courtyard,Rain Gutters
- Fencing: Chain Link,Fenced
Lot
- Lot size: 9,147 sqft
- Features: Cul-De-Sac,Corner Lot,Level
- Lot size dimensions: 33.16 x 111.21
Parking
- Total spaces: 2
- Parking features: Garage Door Opener,On Street,Garage Faces Front
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tornado
- Cold Wave
- Inland Flooding
- Lightning
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Tennessee Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,931 | $23,172 |
| Home Insurance | $174 | $2,088 |
| Property Taxes | $449 | $5,388 |
| Electricity | $176 | $2,116 |
| Total | $2,730 | $32,760 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
No market data available for this area
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-11 | Price change | $384,900 |
| 2026-04-23 | Listed for sale | $399,000 |
| 2022-02-08 | Sold | $365,000 |
| 2022-01-14 | Contingent | $365,000 |
| 2022-01-11 | Listed for sale | $365,000 |
| 2021-11-09 | Contingent | $365,000 |
| 2021-11-05 | Listed for sale | $365,000 |
| 2020-04-09 | Sold | $265,000 |
| 2020-03-05 | Pending sale | $259,000 |
| 2020-02-20 | Listed for sale | $259,000 |
| 2019-12-19 | Sold | $160,651 |
| 1998-09-09 | Sold | $126,000 |
| 1995-04-13 | Sold | $112,000 |
For Sale by Agent
View on Zillow