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9581 W RUTH Avenue, Peoria, AZ, 85345

4beds
2baths
2,472sqft
$565,000
$229price/sqft
$3,491/moest. monthly cost
$139,640/yrincome needed

About This Home

Prime location - A 4-bdrm/2 bath corner lot home in a cul-de-sac is ready for its new owner. Lots of natural light in this home. Kitchen has walk-in pantry, brand new stainless steel appliances, large island and breakfast bar and nicely flows into the large family room. Interior painted, new baseboards throughout and new flooring in main living area (2026), good size carpeted bedrooms, hot water heater (2025), laundry room with lots of cabinets. Large primary bedroom has walk-in closet and private bath with door to the covered patio. Relax to the sound of the waterfall and enjoy the sparkling diving pool, grass play area, mature tree and patio sunshades (remote operated). 3-car garage with built-in cabinets. Minutes to Loop 101, Westgate, sporting venues, dining, entertainment, and more.

Getting Around

28
WalkingCar-Dependent
0
TransitNo Nearby Transit
47
BikeSomewhat Bikeable

Schools

2/10
3/10

Construction

Condition

  • Year built: 2002

Materials

  • Roof: Tile
  • Construction materials: Stucco,Wood Frame

Other

  • Builder name: Continental Homes

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Reverse Osmosis,Refrigerator,Built-in Microwave,Dishwasher,Disposal,Electric Range,Electric Oven
  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Pantry,High Speed Internet,Double Vanity,Eat-in Kitchen,Vaulted Ceiling(s),Kitchen Island,Separate Shwr & Tub,Laminate Counters
  • Window features: Screens,Solar Screens,Double Pane Windows
  • Flooring: Carpet,Tile

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air,Ceiling Fan(s),Programmable Thmstat

Interior Area

  • Total structure area: 2,472
  • Total interior livable area: 2,472 sqft

Property

Details

  • Parcel number: 14255231

Features

  • Stories: 1
  • Private pool: Yes
  • Pool features: Diving Pool,Fenced
  • Patio & porch: Covered
  • Spa features: None
  • Fencing: Block

Lot

  • Lot size: 9,610 sqft
  • Features: North/South Exposure,Sprinklers In Rear,Sprinklers In Front,Corner Lot,Cul-De-Sac,Gravel/Stone Front,Grass Front,Grass Back

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage Door Opener,Direct Access,Attch'd Gar Cabinets
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High

How This Home’s Risks Compare

Heat Wave

FEMA Declared Disasters in Maricopa County and Arizona

Fire
Flood
Snowstorm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,856$34,272
Home Insurance $167$2,004
Property Taxes $207$2,484
Electricity $261$3,141
Total$3,491$41,892

Income You'd Need if You Spent...

35% on housing$119,691/yr
40% on housing$104,730/yr
45% on housing$93,093/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.2%
11.2%
0%30.0%
Electricity Growth Rate10-year average: 1.2%
1.2%
0%15.0%
Property Taxes Growth Rate2-year average: -2.1%
-2.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$229This listing

vs Other Active Listings

Avg $/sqft

ZIP 85345$134
Maricopa County$272

vs Homes Sold Last Month

Median $/sqft

ZIP 85345$234
Maricopa County$262

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-09Price change$599,900
2026-04-04Listed for sale$610,000
2005-03-29Sold$355,500
2002-06-26Sold$202,362

For Sale by Agent

AgentDebra Gallagher
BrokerageDPR Realty LLC

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