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5421 Regents Park Rd, Rockford, IL, 61107

4beds
5baths
3,118sqft
$444,000
$142price/sqft
$3,647/moest. monthly cost
$145,880/yrincome needed

About This Home

Beautiful, spacious 2-story home in sought-after Regents Park! This move-in-ready 4-bedroom, 4.5-bath home features a bright kitchen with white cabinetry, center island, custom Quadrille tile countertops, stainless steel appliances, and butler's pantry with built-ins. The family room offers custom built-ins and a brick gas-log fireplace, while the formal dining room showcases crown molding and chair rail. Each bedroom has direct bath access, including a Jack-and-Jill bath. Finished lower level (2025) includes luxury plank flooring, rec room, dry bar, office, full bath, and abundant storage. Mudroom offers built-ins and plumbing for future first-floor laundry, plus lower-level laundry hookups. Major updates include Pella windows (2020), Trex deck (2019), furnace & central air (2019), roof (2016), drain tile with transferable lifetime warranty (2024), irrigation system, radon mitigation system, landscaped cul-de-sac lot, 3-car garage, and convenient access to shopping, medical facilities, hospitals, and I-90.

Getting Around

17
WalkingCar-Dependent
0
TransitVery Limited Transit
36
BikeSomewhat Bikeable

Schools

4/10
3/10
Eisenhower Middle SchoolGrades 6-81.9 mi
3/10
Guilford High SchoolGrades 9-121.7 mi

Construction

Condition

  • Year built: 1995

Materials

  • Roof: Asphalt
  • Construction materials: Vinyl Siding,Brick,Stone

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Microwave,Dishwasher,Refrigerator,Washer,Dryer,Disposal,Water Softener

Basement

  • Has basement: Yes
  • Basement: Finished,Full,Daylight

Bedroom2

  • Level: Second
  • Area: 143
  • Dimensions: 13X11

Bedroom3

  • Level: Second
  • Area: 143
  • Dimensions: 13X11

Bedroom4

  • Level: Second
  • Area: 143
  • Dimensions: 13X11

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Bonus Room

  • Level: Lower
  • Area: 121
  • Dimensions: 11X11

Dining Room

  • Level: Main
  • Area: 156
  • Dimensions: 13X12

Family Room

  • Level: Main
  • Area: 238
  • Dimensions: 17X14

Features

  • Built-in Features
  • Number of fireplaces: 1
  • Fireplace features: Gas Starter,Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,118
  • Total interior livable area: 3,118 sqft

Kitchen

  • Level: Main
  • Area: 308
  • Dimensions: 22X14

Living Room

  • Level: Main
  • Area: 238
  • Dimensions: 17X14

Master Bedroom

  • Features: Bathroom (Full)
  • Level: Second
  • Area: 234
  • Dimensions: 18X13

Recreation Room

  • Level: Lower
  • Area: 775
  • Dimensions: 31X25

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 1221328003
  • Special condition: None
  • Other equipment: Ceiling Fan(s),Sump Pump

Features

  • Stories: 2
  • Patio & porch: Deck

Lot

  • Lot size: 0.29 Acres
  • Lot size dimensions: 90x140.01x90.01x140.01

Parking

  • Total spaces: 3
  • Parking features: Asphalt,Garage Door Opener,Yes,Garage Owned,Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Hail
Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,245$26,940
Home Insurance *$320$3,840
Property Taxes $843$10,116
Electricity $239$2,877
Total$3,647$43,764
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$125,040/yr
40% on housing$109,410/yr
45% on housing$97,253/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.0%
13.0%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$142This listing

vs Other Active Listings

Avg $/sqft

ZIP 61107$121
Winnebago County$120

vs Homes Sold Last Month

Median $/sqft

ZIP 61107$116
Winnebago County$121

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Price change$430,000
2026-07-15Price change$444,000
2026-07-09Listed for sale$460,000
2002-08-23Sold$269,000
1998-06-30Sold$230,500

For Sale by Agent

AgentKevin Horstman
BrokerageBerkshire Hathaway HomeServices Crosby Starck Real Estate

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